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Mobile: PHONE NUMBER AVAILABLEEmail: EMAIL AVAILABLEObjectiveTo secure a challenging and progressive position that offers opportunities to enhance my capabilities.Professional ExperienceEFU Life Assurance LtdAssistant Manager, Underwriter of New Business Group Life and Bank Assurance Sep 2022 Jul 2024- Performed risk assessments for cases involving various limits of Sum Assured & Premiums.- Held underwriting authority for SAR Rs. 10,000,000.- Monitored all financial investigations and payments.- Assessed Group Life department reports for clients referred to the Re-insurer.- Prepared risk synopses and delay reports for pending cases daily.- Ensured compliance with Anti-money Laundering regulations. IGI General InsuranceUnderwriter, Health Fire and Engineering Department Aug 2020 Sep 2022- Underwrote Fire/Engineering insurance (Property Damage).- Evaluated client proposals and arranged risk inspections as instructed by the Head of Operations.- Created quotations, premium rates, terms & conditions, and underwrote risks.- Addressed discrepancies in underwritten policies and coordinated resolutions with branches.- Managed policy administration, renewal of current business, and data maintenance for underwriting transactions.- Supervised policy issuance, endorsements, and health card printing.- Conducted monthly loss ratio analyses for senior management.- Resolved technical issues in the IGIS system and tested new product implementations. Aga Khan University and HospitalCSR, Marketing and Communication DepartmentFeb 2019 Aug 2020- Assisted with scheduling and rescheduling doctor appointments.- Provided information on doctors' schedules and availability.- Informed patients about radiology, cardiac, and pulmonary procedures.- Scheduled appointments for radiology, cardiac, and pulmonary procedures. PIA Contact CentreTravel Consultant (Inbound & Outbound)2016 2018- Managed flight schedule changes and passenger notifications.- Handled reservations, flight inquiries, complaints, and ticket updates/cancellations. EducationBachelor of Science in Actuarial Science & Risk Management University of Karachi, 2016Intermediate (Pre-engineering)Board of Intermediate Education Karachi, B-GradeMatriculation (Science)Federal Board of Secondary Education, A-GradeSkills- Guidewire software (Policy Center)- Analytical problem-solving- Proficiency in MS Excel, MS Word, Minitab, SPSS, and Matlab- Strong communication and teamwork abilities- Knowledge in business and finance- Attention to detail and qualityCertifications- Anti-money Laundering & Countering Financing of Terrorism Training- Quantitative Analysis through SPSS |