| | | 20,000+ Fresh Resumes Monthly | |
|
|
| |
Click here or scroll down to respond to this candidateCandidate's Name
Rockford, IL (Chicago area) PHONE NUMBER AVAILABLE EMAIL AVAILABLE LINKEDIN LINK AVAILABLE Street Address
Creative, results-focused professional with extensive experience in mortgage lending programs and real estate. Competencies extend to high performance in business development, risk assessment, credit analysis, customer service, and loan processing. Expertise lies in reviewing and verifying loan applications and detailed documentation. A reputation built on quality, integrity, service, and uncompromising ethics. Strong understanding of mortgage loan products (FHA/VA/CONV/USDA), Fannie Mae, and Freddie Mac and mortgage documentation, processes, and procedures. Reasoned and balanced decision maker. Key Competencies: Communication and Collaboration Lending Administration Risk Analysis Lending Procedures Client Engagement Foreclosure Short Sale REO Processing Loan Packages Closing Process Regulatory Compliance Account Management Client Services Loan Processing Negotiating Document Analysis Problem Solver Relationship Builder Internal and External Handle Pressure Well Management Training Coaching Love a challenge and thrive on success! P R O F E S S I O N A L E X P E R I E N C EUBER DRIVER SELF-EMPLOYED (ROCKFORD, IL) MARCH 2023 Present Safely and efficiently pick up and drop off multiple passengers daily. Rated and maintained top-tier driver status as a Diamond Driver by Uber. Consistently received high ratings from passengers for excellent customer service. Maintained a clean and safe vehicle to enhance the passenger experience. Navigating proficiently and managing time to minimize travel time ACADEMY MORTGAGE (SOUTH DRAPER, UT) Mortgage Loan Processor 3 MAY 2021 JUL 2022 Processed loans from set-up to closing by verifying, compiling, and entering borrower information into loan processing systems. Reviewed loan application files to verify that all data is complete and meets standards, including the loan type and purpose, borrower assets, liabilities, and employment. Served as the primary liaison between the loan officer, loan officer assistant, realtors, builders, and the customer(s), ordering appraisals, title, survey, verifications, and any other items required for loan approval. Monitored rate lock information for data integrity and expiration dates; communicated discrepancies to the Loan Officer and ma accurate pipeline to ensure proper projections and closing deadlines. Apprised loan officer, loan officer assistant, realtors, builders, and customers on loan status throughout the process, maintaining communication with customers throughout the loan process, assisting them with any questions, and notifying them of any additional requirements. Managed regulatory Mortgage Compliance, state, federal, local government, private investors, and insurers. HIGHLAND HOMELOANS (PLANO, TX) DCP Mortgage Loan Processor APR 2016 JAN 2021 Evaluated the validity of information supplied on the mortgage loan application and assembled a completely documented file for Underwriting and Closing. Reviewed loan application files to verify that all data is complete and meets standards, including the loan type and purpose, borrower assets, liabilities, and employment. Interacted with other teams to obtain information from the borrower and seek clarification about documents in the file. Maintained a high level of customer service by being proactive in communication with customers and internal clients. Ensured working knowledge of Fannie Mae/Freddie Mac, FHA/VA, and Bond loans policies and guidelines. 2018 Processor of the YearNATIONSTAR/MR. COOPER (LEWISVILLE, TX) REO Asset Manager OCT 2014 APR 2016 Negotiated contracts, sales prices, terms and agreements, and closing dates for each REO property for a portfolio of REO, meeting aggressive deadlines and required production goals while managing escalated issues and avoidable delays. Obtained required repair bids for authorized repairs based on the marketing needs of the property and as identified by the inspection reports. Monitored and managed asset management companies, attorney networks, and realtors to ensure that marketing efforts were in accordance with approvals. Ensured receipt of periodic status reports on unsold properties, sales activity, and marketing strategies, reviewing all paperwork for accuracy, completeness, and timely submissions; maintained the appropriate file for each property. Examined vendor invoices and verified work completion and accuracy before submitting invoices for payment, authorizing payment invoices to multiple REO vendors bi-weekly for deeds, repairs, and taxes. Candidate's Name (972) 654-0772 EMAIL AVAILABLE LINKEDIN LINK AVAILABLE WINGSPAN PORTFOLIO ADVISORS (FRISCO, TX) Short Sale Asset Manager JUL 2013 JUL 2014 Analyzed financial statements, tax returns, credit reports, and other assets to determine if homeowners qualify for the FHA Pre-Foreclosure Program. Structured, developed, and monitored an effective marketing program to liquidate assigned accounts. Managed wire processing, including follow-up, obtaining HUD, and supporting documents from third-party vendors. Prepared liquidation forms and scanning and archived liquidation packages. REDC DEFAULT SOLUTIONS (PLANO, TX) Short Sale Asset Manager JAN 2013 JUN 2014 Analyzed financial statements, tax returns, credit reports, and other assets to determine if homeowners qualify for the FHA Pre-Foreclosure Program. Structured, developed, and monitored an effective marketing program to liquidate assigned accounts. Managed wire processing, including follow-up, obtaining closing disclosures and supporting documents from third-party vendors. Prepared liquidation forms and scanning and archived liquidation packages. Implemented new procedural changes and address gap consistencies. GENPACT, (DALLAS, TX) Processing Manager MAR 2012 JAN 2013 Managed a team of 10-15 mortgage loan processors. Kept abreast of changes in policies and procedures, standards, and regulations applicable to the company and the mortgage industry. Managed and coached the performance of the team to ensure goals were met including production numbers, service level agreements, and compliance and quality control. Reviewed and prepared daily reports for follow-ups with Senior Management. Prepared and submitted pricing exceptions and rate lock extensions. AMO (DALLAS, TX) Short Sale Asset Manager NOV 2010 MAR 2012 Analyzed financial statements, tax returns, credit reports, and other assets to determine if homeowners qualify for the FHA Pre-Foreclosure Program. Structured, developed, and monitored an effective marketing program to liquidate assigned accounts. Managed wire processing, including follow-up, obtaining closing disclosures, and supporting documents from third-party vendors. Prepared liquidation forms and scanned and archived liquidation packages. Implemented new procedural changes and address gap consistencies. ROSE INTERNATIONAL (DALLAS, TX) Short Sale Asset Manager JUN 2010 SEP 2012 Analyzed financial statements, tax returns, credit reports, and other assets to determine if homeowners qualify for the FHA Pre-Foreclosure Program. Structured, developed, and monitored an effective marketing program to liquidate assigned accounts. Managed wire processing, including follow-up, obtaining closing disclosures and supporting documents from third-party vendors. Prepared liquidation forms and scanning and archived liquidation packages. Implemented new procedural changes and address gap consistencies. FIRST WEBER AND SHOREWEST (MILWAUKEE, WI) Real Estate Agent APR 2005 NOV 2009 Analyzed financial statements, tax returns, credit reports, and other assets to determine if homeowners qualify for the FHA Pre-Foreclosure Program. Prepared comparative market analysis of properties and conducted listing presentations for homeowners. Prepared purchase contracts, listing agreements, buyers representation, and other real estate contracts. Acted as an intermediary in negotiations between buyers and sellers. Developed personalized marketing campaigns to grow my network of new and former clients and mortgage lenders. |
