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Click here or scroll down to respond to this candidateCandidate's Name
Plano, TXStreet Address PHONE NUMBER AVAILABLE EMAIL AVAILABLE LINKEDIN LINK AVAILABLEProfessional SummaryCompetent Credit Analyst bringing a wealth of experience in document analysis to determine risk levels, accompanied by excellent time management and interpersonal skills, and a desire to work for a mortgage or financial company.Core SkillsMortgage AnalysisLoan EvaluationFraud Prevention and Risk AnalysisRetail Payment ProcessingExtensive software proficiency in a wide variety of applications including: Lexis Nexis, Innovis Web, Accurint, Excel, PowerPoint, and AccessTeam player, with strong interpersonal skills.Thrives in environments requiring effective prioritization and management of multiple concurrent projects.Highly analytical thinker with demonstrated talent in improving and streamlining complex work processes.Professional ExperienceFraud Analyst - INTUITRose International, Dallas TX Consultant 05/2023 - 07/2024Analyzed and interpreted data patterns related to internal or external fraud.Developed, implemented, and enforced fraud prevention and detection methods.Analyzed Intuits Ecosystem fraud and product abuse investigations.Lead high scale projects which required a strong collaboration with global teams and the presentation of findings to stakeholders.Credit AnalystCAPITAL ONE BANK Plano, TX 02/2019 - 04/2023Established procedures which increased efficiency of credit analysis by 85%.Developed financial models and analyses to support growth and strategic initiatives.Analyzed complex financial information and reports to support accurate and timely financial recommendations to management for decision making purposes.Monitored performance indicators, highlighting trends and causes of unexpected variance.Examined credit scores to determine borrowers' creditworthiness.Reviewed borrowers credit reports, and credit history to identify potential red flags.Fraud and Risk AnalystKOHLS Dallas, TX 10/2016 - 02/2019Minimized fraud loss to Kohl's Department Stores by utilizing investigative skills in conjunction with system tools and resources to determine fraudulent activity.Accurately recorded data and reviewed conclusions adhering to Treasury guidelines.Completed 90% of all investigations within 60 days from first day of fraud claim.Evaluated customer data to identify and prevent fraudulent activities.Reviewed reports and individual transactions which appeared suspicious for possible fraudulent activity.Foreclosure Review Quality AnalystJP MORGAN CHASE BANK Lewisville, TX 12/2010 - 10/2016Analyzed quality and performance data to support operational decision-making.Collaborated with management to develop a program to improve processes and assist with the creation and maintenance of quality training.Accurately recorded data and reviewed conclusions in adherence to Treasury guidelines.Attained strong knowledge of FNMA, USDA, FHA, HUD, HAMP, FHLMC loans and HSSN (Fannie Mae's Home Savers Solutions Network).Performed risk analysis and made decisions regarding deficiencies identified during review process.Evaluated transactional components that indicated potential for fraud investigation.Loss Mitigation SpecialistGMACFS 09/2008 - 12/2009Resolved mortgage delinquencies through a thorough analysis of mortgagor's financial situation and effective implementation of available collection remedies.Educated homeowners on all loss mitigation options and statuses.Analyzed mortgage loans prior to foreclosure to determine if all the requirements had been met for referral to foreclosure.Initiated foreclosure process.Responsible for effectively managing a delinquent mortgage portfolio.Provided small and midsize enterprise (SME) accounting links for external use.HSBCEducationProject Manager Certification, 2024Coursera College Dallas, TXMBA: Business Administration and Management, 12/2010University Of Phoenix - Dallas, TXBachelor of Science: Business Admin, Health Information Management, 2008University Of Phoenix - Dallas, TXBachelor of Arts: Education, 1985University Of Zimbabwe - Zimbabwe |
