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Title Credit Risk Business Analytics
Target Location US-PA-Lebanon
Email Available with paid plan
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Candidate's Name
PHONE NUMBER AVAILABLE  EMAIL AVAILABLE  LINKEDIN LINK AVAILABLESUMMARYCurrent graduate business student studying Finance and Business Analytics, experienced in Credit Risk Management of Corporations and NBFI clients including Funds/Fund Managers and BDCs. Seeking to leverage skills includes strong analytical ability, keen learner, good interpersonal competency and capable of interacting at all levels, knowledge of Tally, MS Word, Excel, Power Point and Python and data analysis. EDUCATIONUniversity of Pittsburgh, Joseph M. Katz Graduate School of Business Pittsburgh, PA Master of Science in Finance & Business Analytics (STEM Designation) Dec 2025 Institute of Chartered Accountants of India Kanpur, Uttar Pradesh Chartered Accountant - Final Nov 2011C.S.J.M University, Christ Church College Kanpur, Uttar Pradesh Bachelor's in Commerce March 2009PROFESSIONAL EXPERIENCEBarclays Global Service Center, Noida, India Dec 2018 - July 2024 Credit Risk Analyst Drafted credit proposals for large UK and US based corporations and Funds/Funds Manager and executed independent credit risk evaluation of around 80 clients each year, analyzed risk/mitigations and recommended suitable credit limits requested by clients. Led a Sector Head role for the assigned clients and was a part of Credit Risk sanctioning team. Arranged a regular meetings with Sales Department and Credit Responsible Executives and through this approach, I was able to reduce the turnover time of the proposals submission leading to higher client satisfaction. Trained 25 new employees on process flow and various bank products which helped new employees in taking up the tasks easily and the organization in improving employee efficiency. Corrected deficiencies in process in collaboration with various departments including operations by guiding the US sales departments as to how they can initiate creating the correct customers records for timely execution of the proposals.Central Bank of India, Madhya Pradesh, India May 2017 - Dec 2018 Senior Manager (Branch Manager) Managed 8 employees and banking operations including loans & advances, operations, audit queries and recovery department, meeting targets and awarded best branch in region during tenure. Resolved customer grievances promptly, increasing deposits by 12% due to higher customer trust. Developed employee recognition plan, increasing staff satisfaction and productivity by 22%. Central Bank of India, New Delhi, India Feb 2012 - May 2017 Manager (Credit Risk Analyst) Managed asset portfolio of > $350m, including underwriting of 60 clients per year, suggesting mitigations, and conducting regular inspections to understand the project progress. Handled entire pre and post sanction activities of assigned accounts such as projects evaluation, formulated term sheet, written credit proposals, audit compliance and disbursement, annual renewal and recovery. M/s Agrawal Vivek and Co., Chartered Accountants, Uttar Pradesh, India Dec 2006 - June 2010 Audit Trainee Finalized accounts & tax audit of 5-6 companies. Supported seniors to conclude Bank Audits of 3 Branches each year. ACHIEVEMENTS Chartered Accountant from ICAI in Nov 2011, campus recruited by Bank directly after immediately passing CA (5 out of 130 candidates got selected). Recognized as one of the best employees in Barclays Global Service Center for providing excellent continued customer service by Managing Director via appreciation portal.

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