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Click here or scroll down to respond to this candidateCandidate's Name
Street Address .747.9899 EMAIL AVAILABLE http://LINKEDIN LINK AVAILABLEMultifaceted, performance-focused, and goal-oriented financial professional with over 15 years of experience in the finance, auditing, and insurance industries. Effective at completing multiple projects to support company objectives, facilitating staff development to maximize productivity, and working within fast-paced environments to deliver optimum results. Armed with exceptional interpersonal, organizational, and problem-solving skills to develop solutions to arising problems.CORE COMPETENCIESRisk Management Financial Advising Internal & External Auditing AUS Compliance KYC Loan Underwriting Fraud Investigation Financial Analysis Internal Controls Staff Training & Development Banking Personal Insurance Mortgage Lending DU LP AML SLA Payroll (Processing, Integration, and Training)Bilingual in English and SpanishPROFESSIONAL EXPERIENCEPUBLIC PARTNERSHIP LLC Remote 06/2023 - 07/2024Senior Financial Consultant/Risk ManagerEfficiently managed a caseload of 150-175 program participants and team members.Empowered participants to develop a cash management plan (monthly spending budget) that supported their needs and financial goals.Initiated and maintained risk management and ongoing due diligence assessments to ensure KYC and AML transactions. Effectively obtained a 100% compliance score.Keenly maintained timely and proper documentation progress notes following NASW standards via Portal and (Customer Relationship Management) CRM database.Responsible for analyzing the suspicious nature of transactions and creating weekly reports highlighting the suspicious trends to the insurance companies.LHH AGENCY NYS HOMES & COMMUNITY RENEWAL New York, NY 04/2022 - 09/2022Compliance KYC Case ManagerAudited and underwrote applications submitted by homeowners affected by the COVID pandemic to the NYS Homeowner Assistance Fund to assist them with their approval.Effectively trained and developed a team of 5-25 employees to achieve a 24-hour turnaround time for escalations, communicating with key parties to obtain mortgage arrears to expedite the grants provided by NY State elected officials.Ensured compliance with applications and worked alongside the Attorney General and State elected officials to expedite escalated cases and minimize exposure to financial crimes.Optimized workflow by creating spreadsheets and reports to track arrears and due dates accurately.Maintained compliance with KYC, AML, and AUS.Responsible for completing payroll, service-level agreements, and performance matrices for our contract employee agencies weekly and monthly.SANTANDER BANK - Lodi, NJ 01/2020 - 04/2021Senior Specialist-Licensed KYC Compliance Relationship BankerAchieved CSAT scores among the top 5% of the district in compliance and 2021 YTD Net Promoter Score of 10 out of 10.Reviewed and closed alerts for multiple branches triggered by monitoring our platform and systems.Directed employee training for AML. KYC and Bank Secrecy Act for ten new hires over 12 months. Offered continuous guidance, mentorship, and best practices while providing constructive feedback.Managed high-revenue clients, analyzed their financial needs, and provided appropriate products/services.Reduced exposure to high-risk clients and maintained compliance through KYC and AML audits.Worked with clients to address and respond to their financial goals and partnered with colleagues to assist with their financial issues.Approved wire transfers, ACH, and SWIFT codes for banking clientsEnsured accuracy and adherence to deadlines by reconciling transactions. Ensuring my branches maintained the highest level of excellence.PRUDENTIAL- Paramus, NJ 01/2019 - 12/2019Compliance Financial Professional (FINRA SIE & Series 6, NASAA Series 63)Hired and managed employee training for 10-15 new hires, leading the #1 team in sales.Ensured Compliance, KYC, and AML laws were observed by conducting random reviews.Organized events to expose financial services to the community to capture new clients.Serviced customers investment portfolios to ensure needs match time horizon and investment objectives.Successfully helped individuals grow their assets, meet investment objectives, and protect them.ALLEVA CONSTRUCTION ALLEVA MANAGEMENT LLC - Hackensack, NJ 2014 - 2018Business Development ManagerEfficiently and accurately processed payroll with Balance Point, managed employees' time and attendance records, and disciplinary actions if needed.Developed negotiating strategies and positions by studying the integration of new ventures, examining risks and potentials, and estimating customers, partners', and vendors needs and goals.Ensured payroll funds were accurately reported and debited for CPA's monthly audits in QuickBooks.Motivated, coached, and developed the team to provide exceptional Customer Care. Established and communicated expected standards of performance.Increased revenue by more than 300% by applying various marketing strategies.INTERTHINX/VERISK ANALYTICS - Jersey City, NJ 2011 - 2014Auditor Underwriter Fraud Investigator ComplianceOversaw auditing and underwriting performing and non-performing mortgage files.Audited mortgage loan files to identify fraud, misrepresentation, data integrity, and compliance issues.Ensured all compliance, KYC, SOX, and AML regulations were complying.I researched public records and utilized sources such as LexisNexis and FraudGUARD to compile exhibits and complete a final summary report for each file to determine the severity of loan grade based on findings.Delivered and discussed findings, final reports, and exhibits on weekly calls with the Client and litigators to discuss the next steps of indictments.I trained new staff members on accepted standards for auditing, pipeline management, and guidelines for attorneys and Banks for litigation.HOMECOMINGS FINANCIAL - Parsippany, NJ 2006 - 2008Underwriter Assistant New Broker Trainer-Mortgage Division of GMACAfter only four months, I was promoted from underwriter assistant to New Broker Trainer for my close attention to detail and commitment to excellence.Facilitated new product training, generated solutions for 24 hours of clear to close files, and improved relationships between sales and operations in successful closing months.Validated income and employment information; analyzed credit history; computed the value of the borrowers collateral and assets; validated exceptions and the feasibility of suggested resolutions.Completed two random weekly audits to ensure closed files met debt-to-income ratios, underwriting guidelines, and state and federal compliance laws.Advanced loans to closing, cleared conditions, and ensured broker and client satisfaction while maintaining loan integrity and fraud prevention.EDUCATION & CREDENTIALSCoursework toward Bachelor of Arts in Business Administration - UNIVERSIDAD INTEC, Santo Domingo, DRLicensed Life, Property, Casualty and Producer State of New Jersey - AMERICAN SCHOOL OF BUSINESSLicensed Producer State of New Jersey Non-Resident Producer in NY & PA - DEPARTMENT OF BANKING & INSURANCEFINRA License SIE & Series 6 NASAA Series 63PROFESSIONAL DEVELOPMENTMOS - AVTech Institute of TechnologyHuman Resources Fundamentals: (HRCI/PHR/SPHR/SHRM) Specific Training & Payroll Management - University of PaychexSupervisor Baseline & Interviewing Training - NextelComputerized Financial Accounting with QuickBooks and Peachtree - AVTech Institute of TechnologyNew Jersey Department of Insurance Licensed Health Producer - Kaplan FinancialTECHNOLOGIESMicrosoft Office Suite Adobe MTE IEX AUS DU LP FraudGUARD LexisNexis Payroll Integration Software (ADP, Preview Payroll) QuickBooks Peachtree BOLT Insurance Platform Hearsay Social Salesforce |
