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Candidate's Name
EMAIL AVAILABLEPHONE NUMBER AVAILABLEProfessional Summary:On a dally basis | specialize in Customer Sorvice with Home Mortgage Consultants,Brokers, Applicants, Employees, and Vandors to successfully qualify applicants for loansMortgage Underwriter 17 yearsNon-QM Underwriting 12 yoorsMortgage Loan Processing ? yaara Customer Service experience 17 years Quality Control experience 7 years  Bulk joan acquisitions 7 yearsExperlence & Skills:Implementation of origination system, underwriting, qually control, loan purchase processes and procedures Succeeeful Interaction with Bank Cumtodians, Investors, borrower and vendors ta obtain documentation for thepurchase of loans to clear and maintain warehouse lines of credit Successfully completed the processing, review, decision and closing of morigage loans from initial application toPurchase by the InvestorNon-QM, QM, Portfollo, Jumbo, Non-conforming and conforming loansLoan programs QM and Non-GM, expanded crterla, 1 year tax retum, Interest only, assetinconw, DSCR, Full Dos,bank statements 12 & 24 months, asset depletion, NINA, assets only. Wholesale, retail & correspondent loans. Manual loan underwriting Inckxiing a thorough review of tax retums, financials, assets, Income & appraisalsNew construction/hullder loxnaLoan origination systems: Encompass, Porta/XDOC, DU, LP, AUS, Word, Excel, FPS GokdAssisted with review of muli-family ard commercial loans for purchaseReview and obtained trailing documentation of conventional loans, multi-family and government FHA and VA.Joans sold in GNMA pools Successfully communicating with Investors, borrowes and vendors to obtsin needed documentation for loanpurchase:Implementation and review of Data Verify fraud guard, loan score card and fraud review proceduresMortgage Underwriter Contract/Non-QM, QM, Loan Processing & QC-AJT Consultants, Inc.-05/22 to presentNon-QM Underwriter4nterFiret Mortgage-10/21 04/22Mortgage Underwriter Cantract/Non-QM, QM, Loan Processing & QC-AJT Consultants, Inc.-08/20-10/21Non-OM Underwriter Sprout Mortgage-06/18-06/20Non-QM Undorwriter-Synorgy One/More Lending-11/17-0418Mortgage Underwriter Contract/Non-QM, QM, Loan Processing & QC-AJT Consultanta,Inc.-O117-1117Senior Mortgage Underveriter- New Penn Financlal-07/16-12/16AVP Portfollo Underwriter-Non-QM, Portfollo Jumbo loans-Banc of Callfornia- 12/12- 05/16Senlor Mortgege Underwriter-Walls Fargo Home Mortgege -11/11-12/12 Senior Mortgage Underwriter Contract-QG/Bulk purchaso reviews-Bank of Intommot-05/07-05/11