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Title United States West Africa
Target Location US-IL-Chicago
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Street Address  N Washtenaw Ave, Apt 1RChicago, Illinois Street Address  Tel PHONE NUMBER AVAILABLE, email EMAIL AVAILABLE, linkedin; Candidate's Name
January Street Address  - January 2022, back in the United States, took a Sabbatical, for full Recovery. RecoveredFebruary Street Address  to Present, Director; ODARA INC, Tel, 773 352 9169, Ring of Life All Natural Healing Foods. www.ringoflife.co Purveyors of the Healthiest, Organically grown, without pesticides or/and Glyphosates, No Fillers, or Additives whatsoever, Single Ingredient All Purpose Flours that are, Gluten Free, Gliadin free, (Gliadin found in all wheat Flour, is an Opioid, a drug, that makes one insatiable and always Hungry, for Wheat products, from burgers, pizza, cookies, and more which causes obesity, and the dreaded Gluten Belly, which can make Men appear pregnant and have man Boobs). Ring of life All Natural Healing Foods Flours are, also Soy, Nut, Dairy, and Lectin Free Flours, with zero to minimal Oxalate, More Importantly Ring of Life All Natural Healing Foods Flours are RESISTANT STARCH FLOURS, Consumption of which makes one, become INSULIN SENSITIVE, as foods made from these resistant Starch Flours, digest in the large Intestine/Colon as opposed to the small Intestine. in the Colon, the Food, is consumed by, ones, Biome good bacteria, a process which leads to short chain fatty acids, being produced Chief amongst them is Butyrate that has been Scientifically found to make one insulin Sensitive thus Consumption of Ring of life All Natural healing Foods, for all of ones Baking Needs from Pizza Dough, Cup Cakes, Cakes, Waffles to all kinds of Breads, as well as for use to enhance the taste and thicken sauces soups and more, acts as a Preventative measure,in the body, and brain against Insulin Resistance, which insulin Resistance, associated with prolonged consumption of North American Standard GMO Wheat Flour, which are Grown with Glyphosates and pesticides Leads to Inflammation, Gluten Belly and worse INSULIN RESISTANCE IN THE BODY which Causes a whole host of chronic life threatening physical, and Mental and life shortening Diseases. Ring of Life All Natural healing Foods, is in the Process of Marketing Whole sale, to Large Restaurant Food Chains, to use these Resistant Starch Flours, to Offer their Clientele a Healthier Alternative to the traditional gluten Free Flours, that are not Resistant starch, especially in view of the Market Trend/Shift to Healthier Foods, that prevent Illnesses, and encourage Anti Aging and Longevity, especially when combined with Exercise, such as walking, and can be even more improved and accelerated when also combined with Intermittent Fasting, for Healthy Adults Only.These versatile Resistant Starch Flours, maintains delightful flavour and textures loved by most people, and offer additional benefits for Digestion, and weight Loss. They are Keto, Paleo and Vegan friendly and as they are grown on the most fertile soil Globally, in West Africa are Nutrient Dense, with all essential Nutrients such as Magnesium, Calcium, Iron, and Zinc.These Products are currently being offered to Major Chain Restaurants, and other Major Related Food Companies, for Bulk Purchases, Wholesale. Ring of life All Natural Healing Foods, Resistant Starch Flours, which Include,Unripe/Green Plantain Flour, Ancient Red Finger Millet Flour Tiger Nut Flour, (which is not a nut at all but a grass tuber) and Fonio Flour also benefits, Bkean Foundation for the Abatement of Poverty in Africa, Genuine pragmatic assistance to West African Indigent Organic non GMO Farmers and Youth earn a Livable Wage.2012-2022. INDUSTRIALIST. READ AGRICULTURAL AND MANUFACTURING INDUSTRY LTD, KM 25, Moniya Oyo - Ojo Highway, Moniya, Ibadan City, Akinyele Local Government Area, Oyo State. Travelled Abroad, to West Africa, with Wife, Ngozi A Nwauwa Esq, for Pro Active Humanitarian, Not For Profit Work in West Africa, under BKEAN FOUNDATION FOR THE ABATEMENT OF POVERTY IN AFRICA. While there Lived, in Ibadan City, Oyo State, and became the First Person of African Descent, to Set up on an 11 Acre Site, 3 Factories, A PET Preform (Polyethylene Tertraplate Preform) Factory, (PET Preforms is a Commodity, sold to beverage Companies, such as Coca Cola, and Pepsi Cola for packaging of various Beverages, these PET Preforms are blown to the Brand of the Manufacturer), HDPE,LDPE Cap making Factory, PET Blow Factory, and an Ozonised Table Water Factory, H2O Life Water Factory. PRESIDENT UNITED HOME MORTGAGE INC 175 NEWARK AVENUE, 3RD FLOOR TEL: 201-938-0070 JERSEY CITY, NJ 07305 FAX: 201-938-0073 JANUARY 1993 TO 2010: PRESIDENT/ FOUNDER: UNITED HOME MORTGAGE INC, A LICENSED MORTGAGE BANKER, WITH BANKING LICENSES IN THE FOLLOWING STATES:NEW JERSEY STATE DEPARTMENT OF BANKING,FLORIDA STATE DEPARTMENT OF BANKINGSTATE OF CONNECTICUT DEPARTMENT OF BANKINGSTATE OF MAIN DEPARTMENT OF BANKINGSTATE OF PENSYLVANIA DEPARTMENT OF BANKINGREGISTERED MORTGAGE BROKER NEW YORK STATE DEPARTMENT OF BANKING.Duties: Setup Internal and External Mortgage Brokerage and Mortgage Banking Systems, Development, with Software Developers, and other Agencies. Designed and established a custom quality control program. Established and designed companies marketing program updated bi-annually including set up of bi- weekly seminars for specific target markets.Developed an extensive, immigrant targeted and minority-marketing program. Established various pragmatic-lending programs in association with third party lenders to accommodate and benefit certain income levels and various specific immigrant & minority communities to enhance a more inclusive and democratic lending ClimateEstablished various pragmatic-lending programs in association with third party lenders to accommodate and benefit certain income levels and various specific immigrant & minority communities to enhance a more inclusive and democratic lending climate.Developed various income loan servicing programs, and portfolio analysis troubleshooting programs. Developed an internal office procedures and quality control manual for Branch Managers, including the hiring and training of originators, control and supervision of the origination process to ensure seamless coordination from origination to processing, underwriting, pricing, and closing. To facilitate the expediency with which loans are originated, processed, and underwritten and closed without sacrificing quality control. Developed and established working, guidelines for all in house, pre processing, underwriting, and closing departments. To ensure that all state specific and federal banking regulations and guidelines are met on each and every loan processed and closed. Created checks and balance supervisory and internal quarterly pragmatic audit system to ensure these procedures are followed by the respective staff assigned the specific duties of originator, processor, underwriter and closer. Responsible for negotiating and contact and communicating with all third party investors, A-D papers & integrating their product line in to ours, Productions levels have increased each successive year in business. Opened three branch office  Production levels rose from 50 million in 1993 to over 130 million in 2002. Origination includes all loan types conforming government, residential loans, sub-price residential loans, multi-family loans, commercial loans, coops  condos. 01/92-03/93 Vision Mortgage Inc. North Brunswick, NJ 08902 Position Held: UNDERWRITER Duties: Responsible for processing and reviewing of all underwriting according to FHA, VA, GNMA, FNMA, and FREDDIE MAC guidelines. Verified that all loans met program parameters. Made sure that the terms of the loans were related to the probability of the borrowers repayment and to the value and marketability of the property.01/89-01/92 Position Held: PROCESSING MANAGER/UNDERWRITER Duties: Responsible for processing all loans sent to investor upon issuance of commitment, worked with borrowers and lenders on all conditions and prepared for closing and/or funding.05/89-03/91 D.M. MORTGAGE CORP. Position Held:UNDERWRITER/PROCESSING MANAGER Duties: Underwriting conventional loans, commercial loans verified that all loans being submitted to a lender meet their program parametersEDUCATION COLUMBUS COLLEGE: Seville, Spain Associate Degree in Marketing KEAN COLLEGE Union, NJ Bachelor of Science in Marketing OTHER EXPERIENCES VARIOUS BANKING AND MBA SEMINARS OVER SIXTEEN-YEARS RUNNING OWN MORTGAGE BANK

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