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 MICHAEL L MORGANStreet Address  E Lower Springboro Rd.Waynesville,Ohio   Street Address                                                                                          PHONE NUMBER AVAILABLEEMAIL AVAILABLEPROFILE            Sales/Marketing Agency Principal with 35 years experience applicable to diverse
                           Markets and opportunities.  Insurance agency  owner and agency acquisitions. Built four
                           scratch independent insurance agencies . Developed new client relationships and
                           premium growth while managing the complete agency operation.                          2016 to 2018   Real Estate Rehabilitation    Purchased single family home at Sheriff sale
                          and completed the project with the sale of the home.

                         Mackinaw Insurance Group    Nashville,Tn   2012 to 2016   Independent scratch insurance
                         agency serving the Tennessee and Ohio markets.  Agency represented Erie, Progressive
                         and excess and surplus markets. Sold the agency in 2016.                         Convenience Insurance   Panama City, Fl    Owned non-standard auto agency . Sold the
                         Agency 2012.
                        Independent Insurance Advantage  Springboro,Ohio  2006 to 2010  Built scratch agency
                        representing Erie,Progressive and multiple E and S markets.                       Merger and Acquisition  Analyst   2002 to 2006  Worked with company owners seeking
                       Funding, selling, or buying other companies.                      Merrill Lynch  Charleston,SC  2000 to 2001  stock broker                      State Farm Agent 1978 to 2000                      B.S. Management/ Economics  University of North Alabama    Florence, Al