| | | 20,000+ Fresh Resumes Monthly | |
|
|
| |
Click here or scroll down to respond to this candidateCandidate's Name
Street Address Lupine TurnWoodbridge, Va Street Address
Email:EMAIL AVAILABLECell Phone: PHONE NUMBER AVAILABLEEducation: Bachelor of Arts and SciencesMajor in Psychology 1969-1974Summary: I have 33 years experience in Banking and Mortgage Industry and held various positions such as Teller, Head, Teller, Customer Representative, Member Service, Loan Counselor, Equity Loan Processor, Mortgage, Loan Processor, Mortgage Production Specialist, Mortgage Supervisor and Quality assurance specialist Skills : Excellent team playerCustomer serviceFast LearnerExperience:JG Wentworth/ Freedom Mortgage CorpQuality Assurance specialist11/22/2009- 12/09/2021*Reviewed loans as assigned and tested against 74 items to determine accuracy proper compilation.*Communicated with loan staff the outcome and deficiency if any.*Communicated with loan staff to aid the completion of the process.*Reviewed the mortgage disclosures and delivered them to borrowers in accordance with state and federal laws.*Inputted data entries in encompass*Reviewed loan Officers licenses in NMLS*Performed audits as assigned to ensure that all work papers are forwarded to the manager.*Imaged files as needed*Assisted with other compliance department functions as requested Navy Federal Credit UnionMortgage Production Specialist07/01/2003-10/01/2006*Reviewed mortgage loan applications to ensure the borrowers financial qualification are within established guidelines and the loan request conforms to loan program requirements*Reviewed accuracy of estimated closing costs and initial pricing*Approved release of loan submissions to credit committee for loan decisions*Resolved and recommended solutions to correct any errors*Reviewed Title Binder to ensure clear and marketable title with proper lien position*Reviewed accuracy of loan disbursement proceeds*Authorized the release of reviewed/ approved closing package*Assisted the Real Estate Lending Branch in marketing the mortgage products and services to the real estate community and to current prospective members*Counseled and evaluated team members during their performance evaluation period Navy federal Credit UnionMortgage Processor/closer09/01/986- 07/01/2003*Interviewed and counseled members regarding the mortgage loan application in person and over the telephone*Took Mortgage applications, determined applicants qualifications and provided detailed information about Navy Federals mortgage/equity loan process and clarified/explained the complexities of the process*Evaluated and recommended financing alternatives if needed.* *Reviewed the AUS recommendation to approve / refer*Analyzed AUS findings for approved loans and referred loans for areas of concern and determined proper course of actions*For AUS approved loans, ensured to certify documentation that meets Navy Federals requirements*Prepared final applications and credit packages for submission to the underwritings*Made recommendations for loan conditions, approval or denial*Reviewed /prepared the approved loan file for completeness, accuracy and additional documents /informations needed for closing*Reviewed Title binder,existing liens and evaluated title exceptions for acceptability and took corrective action needed |
