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Click here or scroll down to respond to this candidate Candidate's Name
Street Address LAKEVIEW AVE
WEST ISLIP NY Street Address
PHONE NUMBER AVAILABLE
EMAIL AVAILABLE
**NMLS #Street Address 7 APPROVED IN CT, FL, IA, MS, MO, NV, NH, OH, PA, RI, SC, WV**
Objective: Assist in company growth by acting as a Team Member and continue to develop
my level of skill and knowledge. Possess strong attention to detail, organization and accuracy
Experience:
Reverse Mortgage Funding Melville NY
Team Leader Wholesale Processing 12/2013- 11/2022
Review residential loan application file to verify that application data is complete and meets
establishment standards, including type and amount of mtg, borrower assets, liabilities and
length of employment
Work with client to gather financial information
Order property and loan documentation such as appraisals, inspections, credit rpts, title
searches, site surveys, contracts, property tax records and access FHA Connection to update
loan data to help process mtg loan files.
Prepare and submit detailed loan packages to the UW Dept for credit decisions by analyzing
income and debts
Act as a liaison between client, loan officers, real estate agents and U/W s
Ensure loan files meet lending and regulatory guidelines and policies
Submit approved mtg loan file to loan closer for settlement
Oversee Processing Team in all daily activities, prepare Pipeline Rpts and monitor staff for
productivity and response time
Mid-Island Mortgage Corp Westbury NY
Wholesale Account Manager 2/2012- 9/2013
Maintain communication and provide status updates with loan officer broker accounts and
U/W s at all times. Monitor various pipeline reports and document expiration dates
Responsible for generating pre-approvals, commitments, lock in agreements and disclosures
with ensuring compliance regulations in force
Reviewed and verified all income/assets/credit/appraisal documentation for accuracy required
for FHA and conforming loans
Submit completed credit packages to U/W for clearance to closing
Atlantic Coast Bank Melville NY
Office Manager/Retail Processor 11/2010- 1/2012
Oversee all daily office operations available and functioning, such as supplies, equipment,
marketing materials and phones. Help organize and train new personnel, coordinate meetings
and general needs to staff
Responsible for ordering appraisals, payoffs, title and credit reports. Requested and evaluated
income/asset/credit/appraisal documentation for FHA and conforming loans. Communicated
with borrowers for any missing information or explanation for any issues
Submitted completed credit loan packages to U/W for clearance and coordinate title clearance
with attorneys and scheduled closings
Lehman Brothers/BNC Mortgage Inc Melville NY
Underwriter 4/2002- 8/2007
Evaluated applications for mortgage loans, analyzed credit reports and income/asset
documentation to determine ability to repay
Reviewed title reports, appraisal and contracts of sale specific to lender guidelines with lending
authority up to $600,000
Consistently in top 3 positions for monthly underwrites for Northeast region
Promoted to UW 2003 and Service award winner 2007. Received Account Manager award in
recognition of exceptional performance for eastern region 2003
South Shore Mortgage Lindenhurst NY
Retail Processor 1/2001- 4/2002
Responsibilities included ordering and reviewing mortgage histories, payoff letters, credit, title
and appraisal reports and report any adverse findings to loan officer and branch manager
Evaluated all information with various lenders for FHA and conventional mortgages matrix
guides to determine which lender would benefit borrower
Utilized DU and Indymac Emits programs
Consistent winner of office competitions and challenges
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