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Click here or scroll down to respond to this candidateBFCandidate's Name
EMAIL AVAILABLE PHONE NUMBER AVAILABLE Allen, TX Street Address
Accomplished professional who consistently exceeds sales goals while oering the utmost care in client relations. Excited and motivated to help borrowers build successful nancial futures. Highly-motivated employee with desire to take on new challenges. Strong work ethic, adaptability, and exceptional interpersonal skills. Adept at working eectively unsupervised and quickly mastering new skills.Currently licensed in several statesCustomer service-focusedSales expertiseReliableExcellent communicatorKnowledge in VA, FHA, USDA, & Conventional loanprocessFriendlyAnalyticalCredit EvaluationPipeline ManagementEvergreen Moneysource MortgageCompany Bellevue, WASenior Loan Originator05/2022 - 09/2023Analyzed borrower credit reports, income documentation and collateral information to determine risk factors associated with the loan. Initiated contact with clients throughout the loan process in order to keep them informed of progress.Generated referrals through networking activities such as attending local events or joining professional organizations.Ensured that all loan documents were accurate, complete, and compliant with industry standards before closing.Negotiated terms of loans with borrowers while adhering to all applicable laws and regulations.Developed and maintained relationships with real estate agents, attorneys, appraisers and other related professionals to ensure successful loan origination.Maintained current knowledge of changing lending guidelines from government agencies such as Fannie Mae, Freddie Mac, FHA, VA, USDA. Cardinal Financial Plano, TXProduction Manager06/2019 - 04/2022Monitored the daily operations of the production team, providing guidance and support as needed.Conducted regular meetings with sta to discuss progress and address any issues or concerns.Coached and mentored employees to develop and enhance career skills. Coordinated with other departments to ensure smooth ow of materials throughout the production process.Reviewed individual employee performance to correct issues and enhance productivity.Led regular stand-up meetings, Scrums and continuous improvement projects with measurable goals.SummarySkillsExperienceAssisted and trained team of 19 Loan Ocers producing an average of over $20MM per month.Maintained an exciting and productive environment for our team. Amerisave Mortgage Plano, TXSenior Mortgage Loan Originator02/2019 - 06/2019Reviewed borrower documentation for accuracy and completeness. Trained new employees on loan origination procedures and policies. Originated FHA, VA Conventional & USDA loan products. Assisted borrowers in nding benet in order to lower monthly payments. The Money Source Dallas, TXSenior Loan Originator09/2018 - 01/2019Educated customers on various mortgage products available in order to meet their nancial objectives.Managed a pipeline of up to 100 loans at any given time within specied deadlines.Resolved customer inquiries regarding status of loans or changes made during the course of the transaction.Caliber Home Loans Irving, TXSenior Loan Originator05/2017 - 09/2020Provided guidance on various types of mortgages such as FHA loans, VA loans, conventional loans.Educated customers on various aspects of mortgage nancing options available.Ensured compliance with all federal, state and local regulations related to mortgage lending.Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.New American Funding/Broker SolutionsPlano, TXSenior Loan Ocer04/2015 - 05/2017Interview and qualify borrowers to determine their needs and appropriate the most tting loan programEectively manage large number of client relationships Perform daily pipeline maintenance including ordering appraisals, title work, analyzing loan approvals and working with borrowers to clear underwriting conditions.Stearns Lending, LLC Lewisville, TXSenior Loan Ocer - Relocation06/2015 - 11/2016Assisted senior-level credit ocers with complex loan applications Adhered to all federal and state compliance guidelines relative to retail mortgage lendingDetermined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waiversEducated customers on the variety of loan products and available credit options.Homeward Residential Coppell, TXSenior Loan Ocer11/2015 - 04/2016Interviewed an average of 200 mortgage loan applicants per month Performed daily maintenance of the loan applicant pipeline Educated customers on the variety of loan products and available credit optionsEectively managed large number of client relationships. Homeward Residential Coppell, TXSenior Loan Ocer04/2013 - 06/2015Educated customers on the variety of loan products and available credit optionsExecuted the loan origination process, including ordering credit reports, appraisals and preliminary title reportsAnalyzed applicants' nancial status, credit and property evaluation to determine feasibility of granting loan.Solomon Edwards LLC Wayne, PA Performed detailed foreclosure audits for the Oce of the Comptroller of Foreclosure Auditor09/2012 - 01/2013Currency.Homewood Mortgage, LLC Dallas, TXSenior Loan Ocer04/2007 - 08/2012Eectively maintained in-house lending relationship with over 100 Realtors at Keller Williams Realty, Allen, TX oceDetermined appropriate rate locks, issuance of disclosures and fee waivers Educated customers on the variety of loan products and available credit optionsProvided expert nancial advice on mortgage for both residential and investment loans.Texas Mortgage Lending, Inc. Dallas, TXOwner/Broker07/1997 - 04/2007Broker responsibilities including hiring of sta, training loan ocers & processors, advertising/marketing, pipeline management, payroll, establish/maintain broker & correspondant relations with lenders, personal production, provide oce space and processors for loan ocers Ensure loan ocer compliancePerformed daily maintenance of the loan applicant database Adhered to all federal and state compliance guidelines relative to retail mortgage lending.Austin Community College Austin, TXNone in Undergraduate StudiesConsistently at the top of production among peers. Implemented several strategies that successfully increased sales and improved client retention rates.NMLS ID 307493References available upon request.Education and TrainingAccomplishmentsCerticationsReferences |
