| | | 20,000+ Fresh Resumes Monthly | |
|
|
| |
Click here or scroll down to respond to this candidateCandidate's Name
Street Address E Grant StStreator, IL. Street Address
Cell: PHONE NUMBER AVAILABLEEmail:EMAIL AVAILABLEEXPERIENCEAllied First BankUnion Position: Closer/Funder December 2015- Present Duties: Responsible for setting up internal closing controls and the closing schedule. Reviewing files prior to closing for accuracy, completeness, and contingencies. Work up loan files for closing figures and contact the customer no later than(5) days prior to closing. Prepare and type closing documents. Review title binder and closing documents for accuracy. Send HUD binders to obtain appropriate insurance and ensure that insurance is obtained within 30 days of closing. Deposit checks on a daily basis. Disburse refund checks after closing and complete disbursement log. Prepare closing documents for recording. Ship loan files to the corporate office as directed by supervisor. Follow up on post-closing documentation for closed loan per supervisor's instructions. Operate office equipment (i.e., telephone, typewriter, calculator, computer, copier and fax machine). Manage closing pipeline by assisting the mortgage production team in scheduling loan closings and order preliminary closing packages. Contribute towards team and departmental goals. Complete all required BSA and OFAC training. Report all suspicious activity to Security. Review of title policy and loan closing documents. Comply with Regulations B, C, X and Z regarding the completion of required disclosures including, but not limited to Sections 32 and 35 and RESPA. Also included are compliance with FACTA and FDPA (Flood). Kinecta Federal CreditUnion Position: Doc Drawer/CloserSeptember 2015- October 2015Duties: Responsible for setting up internal closing controls and the closing schedule. Reviewing files prior to closing for accuracy, completeness, and contingencies. Work up loan files for closing figures and contact the customer no later than(5) days prior to closing. Prepare and type closing documents. Review title binder and closing documents for accuracy. Send HUD binders to obtain appropriate insurance and ensure that insurance is obtained within 30 days of closing. Deposit checks on a daily basis. Disburse refund checks after closing and complete disbursement log. Prepare closing documents for recording. Ship loan files to the corporate office as directed by supervisor. Follow up on post-closing documentation for closed loan per supervisor's instructions. Operate office equipment (i.e., telephone, typewriter, calculator, computer, copier and fax machine). Manage closing pipeline by assisting the mortgage production team in scheduling loan closings and order preliminary closing packages. Contribute towards team and departmental goals. Complete all required BSA and OFAC training. Report all suspicious activity to Security. Review of title policy and loan closing documents. Comply with Regulations B, C, X and Z regarding the completion of required disclosures including, but not limited to Sections 32 and 35 and RESPA. Also included are compliance with FACTA and FDPA (Flood). Kinecta Federal Credit Union March 2013 September 2015 Position: Loan Setup Specialist/ Loan Processor/ Pre-Document Auditor/ Change of Circumstance Duties: Responsible for processing loan applications in compliance with bank policies, meeting investor guidelines and demonstrating lending strategies. Meeting with potential customers to assess their needs, collect data, verify documents and ensure the completion of applications. Working closely with loan officers, loan document specialists may also obtain credit information, coordinate closings, calculate closing costs and disperse funds. Monitoring loan processes, reviewing reports, assisting clients with payments and complying with state and federal regulations. Ordering and Processing FHA Case Number Assignments, HOC Folders, etc. (Setup/Processing) Pre-Documented Auditor of all mortgage loan files for rate or HUD related discrepancies before file is sent to closing team. Reviewed and re-disclosed all pricing or product-related changes to the borrower to ensure compliance standards are met (Pre-Document Auditor/Change of Circumstance) HKA Staffing June 2012 March 2013Position: Loan Processor/ Loan SetupDuties: Job Placement- Kinecta Federal Credit Union- Responsible for processing loan applications in compliance with bank policies, meeting investor guidelines and demonstrating lending strategies. Meeting with potential customers to assess their needs, collect data, verify documents and ensure the completion of applications. Working closely with loan officers, loan document specialists may also obtain credit information, coordinate closings, calculate closing costs and disperse funds. Monitoring loan processes, reviewing reports, assisting clients with payments and complying with state and federal regulations. Ordering and Processing FHA Case Number Assignments, HOC Folders, etc. HLMC Mortgage Inc. July 2008 February 2012Position: Senior Loan ProcessorDuties: Processing FHA and Conventional Loans, Filing, Audit preparation, etc. Responsible for preparing and packaging loans from beginning of application to closing by working closely with the underwriters at multiple correspondent lenders and loan officers through the entire process, including verification of all documentation submitted. Receive mortgage applications from Loan Officer and review all imputed information in Calyx Point to verify accuracy of the data to properly send initial and final disclosures to the applicant, order flood certifications and fraud guard reports. Pipeline management of over 50 Loan Originators. Review files submitted to verify that all the required documentation needed has been supplied to submit the file to obtain an AUS approval and submit to Underwriting Dept. LTL Financial Services February 2008 September 2008 Position: Receptionist / Loan ProcessorDuties: Processing FHA and Conventional Loans. Receive mortgage applications from Loan Officer and review all imputed information in Calyx Point to verify accuracy of the data to properly send initial and final disclosures to the applicant, order flood certifications and fraud guard reports. Review files submitted to verify that all the required documentation needed has been supplied to submit the file to obtain an AUS approval and submit to Underwriting Dept. Upon receipt of file from underwriter whether suspended or approved, work closely with Loan Officer to obtain and review all documentation received by applicants requested by the underwriter. Verify with third parties such as employers, banking institutions, credit bureaus and any other sources to make sure all information provided is accurate. Prepare all documentation for the submission of final credit clearance to the underwriter Worldwide Mortgage and Finance December 2006 July 2007 Position: Loan ProcessorDuties: Processing Conventional Loans, Manage Loan Originators, Manage pipelines, Collecting Money, Bank Drops, etc. Responsible for preparing and packaging loans from beginning of application to closing by working closely with the underwriters at multiple correspondent lenders and loan officers through the entire process, including verification of all documentation submitted.Smartway Mortgage Inc. August 2003 December 2006 Position: Loan ProcessorDuties: Analyzing credit reports, office duties, Processing Conventional and Subprime Loans, preparing closing documents, etc. Responsible for preparing and packaging loans from beginning of application to closing by working closely with the underwriters at multiple correspondent lenders and loan officers through the entire process, including verification of all documentation submitted.EDUCATIONKaplan UniversityGraduated: December 2014Major: Bachelors of Arts Human Services Management Hillcrest High School Country Club Hills, IL.Graduated: June 1998Major: General EducationJackson Hewitt Tax School Markham, IL.Graduated: December 1998Major: Tax PreparationSouth Suburban College South Holland, IL.Graduated: August 1999Major: Real EstatePharmacy Trainer Schools Matteson, IL.Graduated: February 2008Major: Pharmacy TechnicianSkills:FillingCommunication10 key Data entryHighly OrganizedClient RelationsMS ExcelRESPA guidelinesFannie Mae guidelinesMS WordsMS PowerPointBookkeepingOffice MachinesCalyxByteEncompassMS Office suiteFHA ConnectionDU / LPDoc MagicQualified MortgageTRIDAccomplishments:July 2015- Loan Setup Award for top producerAugust 2015- Loan Setup Award for top producerApril 2015- Loan Setup Award for top producerAugust 2014- Loan Setup Award for top producerMarch 2013- Loan Setup Award for top producerAlpha Kappa Beta Honor SocietyGolden Key Honor SocietyNCS Honor SocietyReferences:Available upon request |
