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Click here or scroll down to respond to this candidateCandidate's Name
Oceanside, NY Street Address PHONE NUMBER AVAILABLE EMAIL AVAILABLE LINKEDIN LINK AVAILABLEEMPLOYMENTNew York Community Bancorp, Hicksville, NY March Street Address February 2023Vice PresidentSenior Internal Loan Review AnalystInternal Loan Review April Street Address February 2023Reviewed and validated over 2,Street Address CRE mortgage and C&I loan (including Middle Market, High Dollar, REIT, Syndicated and Construction) risk ratings and scorecards, analyze borrowers credit, financial, income as well as expense statements, rent rolls, and at origination.Ordered, examined, and provided independent appraisal analysis on over 1,000 loans from different departments including Loan Workout, Real Estate-Owned, Allowance for Loan & Lease Loss and Asset Management.Critiqued and validated loans of properties with High Violations on the Banks internal Housing Preservation Department list, in conjunction with Asset Management.Analyzed criticized/classified loans and prepared memos on a quarterly basis to determine if new appraisal reports were needed.Vice PresidentFinancial Loan AnalystLoan Recovery Unit March 2010April 2014Directly supervised 2 Junior Analysts and support staff in reviewing and validating over 3,000 appraisal reports for USPAP complianceReview valuations, evaluate borrowers credit, financial, income and expense statements, rent rolls, at origination and provide financial modeling and market analysis for bids and note sales.Assisted Asset Management in identifying distressed properties and risk mitigation strategiesReviewed residential appraisal reports for use as loan collateralReviewed and responded to FDIC compliance issues and questionsIndependence Community Bank / Sovereign Bank New York, NY January 2003-May 2009Vice PresidentChief Appraiser NY Metro Region October 2007 May 2009Performed internal property evaluations and appraisal validations.Consulted and provided market data and analysis to loan officers for CRE and C&I originations and re-valuation.Developed an active list of approved vendors.Ordered and reviewed Commercial Real Estate appraisal reports for 8 offices.National Commercial Real Estate division, Brooklyn, NY February 2006October 2007Assistant Vice PresidentRegional Chief AppraiserResponsible for direct supervision of 23 appraisers and support staff in 5 offices nationwide.Delegated appraisal assignments, oversaw ordering, review, and publication of valuation reports.Liaison with loan underwriting, Fanie Mae, and compliance units.Controlled accounts payable and negotiated all outside service contracts.Staff AppraiserResponsible for writing full appraisal reports of multi-family, mixed-use, retail and office properties. Also responsible for file maintenance, loan compliance and property inspections.William Shubert & Co., Bronx, NYStaff AppraiserCompleted narrative appraisals of multi-family, mixed-use, office and industrial buildings, automotive service and fuel/retail stations, free standing and strip retail, raw land, development sites and new construction.EDUCATIONBachelor of Arts, History, Lehman College, Bronx, NYLICENSES/CERTIFICATIONSNew York State Certified General Real Estate Appraiser #46-42791Risk Management by New York Institute of Finance on Coursera Certificate Earned January 3, 2024New York State Notary PublicSkills Microsoft 365, Microsoft Excel, Microsoft Word, Argus, FiServ, Bloomberg |
