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Click here or scroll down to respond to this candidateCandidate's Name
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(Home) PHONE NUMBER AVAILABLE ( E-Mail ) EMAIL AVAILABLEPROFILEWell-trained seasoned multi industry Marketing and Sales Professional. Loan Officer licensing currently held through NMLS. Successfully owned and operated a publishing company with full profit and loss responsibilities. Accustomed in dealing with the public. Counselor-styled approach in problem resolution. Tenacious, resourceful and goal oriented entrepreneurial spirit. Consistently achieves final results above and beyond the clients expectations. Effective communication and presentation skills. Extending tutoring and mentoring skills to junior sales professionals. Strengths include:Client Problem AssessmentBusiness Contracting SkillsWell Developed Analytical SkillsFederal Guideline Administration SkillsRapid Problem ResolutionProposal Writing & DevelopmentTECHNICAL SKILLSComputer Literate - Microsoft Word, Excel, Outlook, Quickbooks Pro,Calyx Point -Mortgage Professional, Serif Desk Top Publisher, Web Designer 5.0PROFESSIONAL EXPERIENCEValue Funding Inc San Antonio, Texas 5-13 - PresentMortgage BrokerResponsible for the Sales & Marketing to realtors, independent real estate investors and home buyers direct. Attend and speak at Chamber of Commerce meetings to promote home ownership.Consultative styled approach taken to advise and guide home buyers to the appropriate loan programs such as FHA VA USDA Conventional and Commercial loans. Knowledgeable with Fair Housing Regulations RESPA, TILA, ECOA FCRA, TRID and lending guidelines.Negotiate Rates and Terms.Review sales contract, income, assets, bank statements and employment data to formulate a borrower pre-qualification.Conduct a Detailed examination of the loan files for completeness and accuracy. Processed my own loans to maintain loan product workflow.High level of customer service extended to my borrowers with regular contact. I advise them of their loan progress while building rapport and confidence.Conduct the final review of the loan file. Submit the loan disclosure fees to be approved by the borrowers. Advise and congratulate the borrowers on their closing date.Operational and business management skills gained as owner / broker with Value Funding Inc.EDUCATIONBachelors in Business Administration; University of St. Thomas; Houston, TexasPROFESSIONAL LICENSINGLoan Officer License Obtained 2005. License current to 2024 - NMLS 307539NMLS National Mortgage LicensingMILITARY U.S. Army Veteran Honorable Discharge |
