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Click here or scroll down to respond to this candidatePage 1 Enterprise AdvantageCandidate's Name
ConfidentialALANDE CLAOUDJO ANILUS ACAXXX-XX-XXXXCID - Street Address
GXO ENTERPRISE SERVICES LLC4035 PIEDMONT PKWYHIGH POINT, NC 27265If you are a First Advantage Consumer Please contact the First Advantage Consumer Center at: PHONE NUMBER AVAILABLE Toll Free (within the U.S.)PHONE NUMBER AVAILABLE Toll Number (outside the U.S.)Or visit http://fadv.com/our-company/contact-support.aspx for local contact details First Advantage Customers Please contact the WEST COVINA EMPLOYMENT SERVICE CENTER at:(800)888-5773 (outside North America +1 971-280-8128) Caution to Customer: Under the terms of the service agreement, this report is delivered with the understanding that the recipient client will hold the same in strict confidence and not disclose it to third parties and furthermore is to be used only for the purpose indicated in the Client's agreement for service, i.e. employment/volunteer/or resident/tenant screening purposes. This report and information provided therein is strictly confidential as it contains personal and sensitive information of the consumer/applicant/candidate/employee and must be utilized solely for the business purposes consistent with the declared purpose in the service agreement and is not to be used by the client or third parties for any other purposes. Client agrees to abide and comply with all applicable laws in connection with this report including data privacy, data protection laws and other similar applicable regulations. First Advantage is not the source of the data provided in this report in that the data is collected by First Advantage from third party data sources such as public records held in governmental databases or courthouses, schools, colleges, universities, company officials, or third party proprietary databases etc. Accordingly First Advantage does not warrant the accuracy of the information provided by those third parties and expressly disclaims any and all liability for any and all claimed losses, damages, expenses including attorney fees and costs incurred as a result of reliance upon the content of this report. For US-based Clients or Clients obtaining reports on US residents: Client certifies that it has complied with the Fair Credit Reporting Act (FCRA) and that it has provided a clear disclosure in compliance with the FCRA to the consumer/applicant/candidate/employee and obtained consent and authorization from the consumer/applicant/candidate employee in order to receive this report. If the client intends to take adverse action based in whole or in part on the contents of this report, the client must provide the consumer with a copy of the report, a summary of consumers rights as prescribed by FCRA section 1681g(c)(3) and a copy of any applicable state law rights, if required before taking any action, wait a reasonable period of time for the consumer to dispute any inaccurate information and then can take adverse action. First Advantage has provided your company with copies of the CFPB Summary of Rights for this purpose.For California based Clients or Clients obtaining reports on California residents: In California an investigative consumer reporting agency shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures. Page 2 of 11General Consumer InformationConsumer's Name ALANDE CLAOUDJO ANILUS ACA SF1 SFAPPLICANTID_4413448 Client Name GXO ENTERPRISE SERVICES LLC SF2 SFREQUSITIONID_341739 The following consumer information was used in the production of this report: Last Name, First Name, Middle Name, SSN, Date of Birth, Address SSN XXX-XX-XXXX Address 4546 CANDLE TREE CIRCLEINDIANAPOLIS, IN 46254Date of Birth XX/XXX/XXXXOther NamesNot ProvidedInformation Regarding this Order:Position Applied For Date Ordered 28/Aug/2023 06:40:15 PM Background Check CompletionDate29/Aug/2023 06:22:11 AM Report Last Updated on 29/Aug/2023 06:22:11 AM Date Report Printed 29/Aug/2023 09:47:40 AM Report ETA 30/Aug/2023 Revised Report ETA 29/Aug/2023Self-Disclosed Criminal HistoryNoneUDFLabel ValueDepartment 5012Location - Process Level 410547Profit Center USIN-LebanonCompany GXO Logistics Supply Chain, Inc.All timestamps represent US Eastern TimeNote that different elements were searched and completed at different times from the start of the order - please refer to the timestamp associated with each element. CID - 264817876CID - 264817876Page 3 of 11First Advantage Candidate's Name SummaryConsumer's Name ALANDE CLAOUDJO ANILUS ACA Date Ordered: 28/Aug/2023 06:40:15 PM Background Check CompletionDate:29/Aug/2023 06:22:11 AMScore Result 08/29/2023 - BASED ON YOUR CRITERIA, THE OVERALL CASE SCORE IS ELIGIBLE Package Name: GXO - STANDARDPackage Searches Ordered Status Review ScoreSocial Security Verification Complete NoSocial Security Verification Complete No EligibleFirst Advantage National Criminal File Plus Complete No First Advantage National Criminal File Plus INDIANAPOLIS, MARION, IN Complete No Eligible Felony Including Misdemeanor Or Other Complete NoFelony Including Misdemeanor Or Other INDIANAPOLIS, MARION, IN Complete No Eligible Federal Criminal Complete NoFederal Criminal INDIANAPOLIS, MARION, IN Complete No Eligible National Sex Offender Registry Complete NoNational Sex Offender Registry Search - Department Of Justice Web Site Complete No Eligible Global Sanction Search Complete NoFirst Advantage Global Sanction Search Complete No Eligible Additional Searches OrderedNONE* Further review is required by the client to determine the consumer's eligibility based on Candidate's Name section for additional information.** Further review is required by the client to determine the consumer's eligibility based on Candidate's Name section for additional information.*** This product has been blocked from delivery due to compliance related restrictions.Criminal Background Check to be completed after all other elements are completed as per customer's instructions for compliance with NYC Fair Chance Law.CID - 264817876CID - 264817876Page 4 of 11Social Security VerificationStatus: CompleteScore: EligibleDate Completed: 28/Aug/2023The Social Security Number Verification (SSNV) matches the given SSN against consumer credit files contained in the databases of nationwide credit reporting agencies. The credit bureaus' consumer credit files contain information provided by companies with which the consumer has had financial dealings and/or public record information collected by the bureaus from the courts. The SSNV does not verify that the Social Security Administration issued a specific SSN to a consumer.Social Security Verification results and Remarks returned from this search are for informational purposes and should not be relied upon as a basis for determining the eligibility of a consumer for credit, insurance, employment or any other product or service, without additional review with and clarification from the consumer.SOCIAL SECURITY VERIFICATION NAME AND ADDRESS INFORMATION OBTAINED FROM: EXPERIAN Customer Provided InformationSSN XXX-XX-XXXX DOB XX/XXX/XXXXName Type Report Subject Name ANILUS, ALANDEAddr Type Residence Address First Date 11/01/2022 Last 11/01/2022 Address 4546 CANDLETREE CIR APT 22INDIANAPOLIS, IN 46254Remarks and/or Social Security Alerts08/28/23: SOCIAL SECURITY NUMBER ISSUE DATE CANNOT BE VERIFIED. AN ADDRESS DISCREPANCY WAS FOUND. SUBJECT ADDRESS DOES NOT MATCH ADDRESS ON FILE. Order Process HistoryDate Description28/Aug/2023 06:40:38 PM Search In Progress.28/Aug/2023 06:40:39 PM Record Judged.First Advantage National Criminal File Plus INDIANAPOLIS, MARION, IN Status: CompleteScore: EligibleDate Completed: 28/Aug/2023Record Source DATABASE SEARCHSearch Results No Record FoundSearch Type First Advantage National Criminal File Plus Search Date of Search 28/Aug/2023Address Covered 4546 CANDLE TREE CIRCLEAddress City Covered INDIANAPOLISAddress County Covered MARIONAddress State Covered INAddress Zip 46254Given Name Searched ALANDE CLAOUDJO ANILUSDeveloped Name Searched ALANDE ANILUSOrder Process HistoryDate Description28/Aug/2023 06:40:38 PM Record Ordered.28/Aug/2023 10:53:07 PM Search In Progress.28/Aug/2023 10:53:07 PM Record Judged.CID - 264817876CID - 264817876Page 5 of 11Felony Including Misdemeanor Or Other INDIANAPOLIS, MARION, IN Status: Complete Score: EligibleDate Completed: 28/Aug/2023Record Source MARION CIRCUIT AND SUPERIOR COURTSearch Results No Record FoundSearch Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 28/Aug/2023Search Period 08/14/2016 - 08/14/2023Address Covered 4546 CANDLE TREE CIRCLEAddress City Covered INDIANAPOLISAddress County Covered MARIONAddress State Covered INAddress Zip 46254Location 200 EAST WASHINGTON STREET INDIANAPOLIS MARION COUNTY Given Name Searched ALANDE CLAOUDJO ANILUS ACADeveloped Name Searched ALANDE ANILUSSource Status HistoryStatus Date Description28/Aug/2023 06:41:09 PM Search in progress. Estimated completion by 08/29/2023 Order Process HistoryDate Description28/Aug/2023 06:40:38 PM Search In Progress.28/Aug/2023 06:40:42 PM Search In Progress.28/Aug/2023 06:47:19 PM Record Judged.Federal Criminal INDIANAPOLIS, MARION, INStatus: CompleteScore: EligibleDate Completed: 28/Aug/2023Record Source US DISTRICT COURT SOUTHERN DISTRICT OF INDIANA Search Results No Record FoundSearch Type FEDERAL FELONY & MISDEMEANOR SEARCHDate of Search 28/Aug/2023Search Period 08/14/2016 - 08/14/2023Address Covered 4546 CANDLE TREE CIRCLEAddress City Covered INDIANAPOLISAddress County Covered MARIONAddress State Covered INAddress Zip 46254Location 46 EAST OHIO STREET ROOM 105 INDIANAPOLIS MARION COUNTY Given Name Searched ALANDE CLAOUDJO ANILUS ACADeveloped Name Searched ALANDE ANILUSSource Status HistoryStatus Date Description28/Aug/2023 06:41:08 PM Search in progress. Estimated completion by 08/29/2023 CID - 264817876CID - 264817876Page 6 of 11Order Process HistoryDate Description28/Aug/2023 06:40:38 PM Search In Progress.28/Aug/2023 06:40:42 PM Search In Progress.28/Aug/2023 06:43:39 PM Record Judged.National Sex Offender Registry Search - Department Of Justice Web Site Status: CompleteScore: EligibleDate Completed: 29/Aug/2023Record Source NATIONAL SEX OFFENDER REGISTRYSearch Results No Record FoundSearch Type NATIONAL SEX OFFENDER REGISTRY SEARCH-DEPT OF JUSTICE Date of Search 29/Aug/2023Search Period 08/14/2016 - 08/14/2023Given Name Searched ALANDE CLAOUDJO ANILUS ACADeveloped Name Searched ALANDE ANILUSSource Status HistoryStatus Date Description28/Aug/2023 06:41:13 PM Search in progress. Estimated completion by 08/29/2023 Order Process HistoryDate Description28/Aug/2023 06:40:38 PM Search In Progress.28/Aug/2023 06:40:44 PM Search In Progress.29/Aug/2023 06:22:11 AM Search In Progress.29/Aug/2023 06:22:11 AM Record Judged.First Advantage Global Sanction SearchStatus: CompleteScore: EligibleDate Completed: 28/Aug/2023Record Source FIRST ADVANTAGE GLOBAL SANCTIONS DATABASE Search Results No Record FoundSearch Type FIRST ADVANTAGE GLOBAL SANCTION SEARCH Date of Search 28/Aug/2023Search Period 08/14/2016 - 08/28/2023Location CONCOURSE PKWY ATLANTA FULTON COUNTYGiven Name Searched ALANDE CLAOUDJO ANILUS ACADeveloped Name Searched ALANDE ANILUSSource Status HistoryStatus Date Description28/Aug/2023 06:41:10 PM Search in progress. Estimated completion by 08/29/2023 Order Process HistoryDate Description28/Aug/2023 06:40:38 PM Search In Progress.28/Aug/2023 06:40:42 PM Search In Progress.28/Aug/2023 06:44:49 PM Search In Progress.CID - 264817876CID - 264817876Page 7 of 1128/Aug/2023 06:44:49 PM Record Judged.Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552.A Summary Of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information. You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report; you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance;you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumerfinance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender.You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore . You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-567-8688. The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit. As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud CID - 264817876CID - 264817876Page 8 of 11alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years. A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements. You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore . States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:TYPE OF BUSINESS: CONTACT1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and their affiliates.b. Such affiliates that are not banks, savings associations, or credit unions also should list, in addition to the CFPB:a. Consumer Financial Protection Bureau1700 G Street NWWashington, DC 20552b. Federal Trade CommissionConsumer Response Center600 Pennsylvania Avenue NWWashington, DC 20580PHONE NUMBER AVAILABLE2. To the extent not included in item 1 above:a. National banks, federal savings associations, and federal branches and federal agencies of foreign banksb. State member banks, branches and agencies of foreign banks (other than federal branches, federal agencies, and insured state branches of foreign banks), commercial lending companies owned or controlled by foreign banks, and organizations operating under section 25 or 25A of the Federal Reserve Act c. Nonmember Insured Banks, Insured State Branches of Foreign Banks, and insured state savings associationsd. Federal Credit Unionsa. Office of the Comptroller of the CurrencyCustomer Assistance GroupP.O. Box 53570Houston, TX 77052b. Federal Reserve Consumer Help CenterP.O. Box 1200Minneapolis, MN 55480c. Division of Depositor and Consumer ProtectionNational Center for Consumer and Depositor Assistance Federal Deposit Insurance Corporation1100 Walnut Street, Box #11Kansas City, MO 64106d. National Credit Union AdministrationOffice of Consumer Financial Protection1775 Duke StreetAlexandria, VA 223143. Air carriers Assistant General Counsel for Office of Aviation Protection Department of Transportation1200 New Jersey Avenue SEWashington, DC 205904. Creditors Subject to Surface Transportation Board Office of Public Assistance, Governmental Affairs, and Compliance Surface Transportation Board395 E Street SWWashington, DC 204235. Creditors Subject to Packers and Stockyards Act, 1921 Nearest Packers and Stockyards Division Regional Office 6. Small Business Investment Companies Associate Administrator, Office of Capital Access United States Small Business Administration409 Third Street SW, Suite 8200Washington, DC 204167. Brokers and Dealers Securities and Exchange Commission 100 F Street NEWashington, DC 20549CID - 264817876CID - 264817876Page 9 of 118. Institutions that are members of the Farm Credit System Farm Credit Administration 1501 Farm Credit DriveMcLean, VA 22102-50909. Retailers, Finance Companies, and All Other Creditors Not Listed Above Federal Trade Commission Consumer Response Center600 Pennsylvania Avenue NWWashington, DC 20580PHONE NUMBER AVAILABLEIndiana IC 24-5-24-5Requesting and placing a security freeze Sec. 5. (a) A consumer may place a security freeze on the consumer's consumer report by:(1) sending a written request by United States mail to an address designated by the consumer reporting agency; or(2) subject to subsection (d), making a request to a consumer reporting agency through a secure electronic mail connection provided by the consumer reporting agency.(b) Except as provided in subsection (c) and section 11 of this chapter, a consumer reporting agency that receives a request under subsection (a) shall place a security freeze on the consumer's consumer report not later than five (5) business days after receipt of the request.(c) A consumer reporting agency is not required to place a security freeze on a consumer report under this section if the consumer reporting agency determines that the request for a security freeze:(1) is materially false; or(2) does not clearly identify the person making the request as the consumer.(d) Not later than January 1, 2009, a consumer reporting agency shall develop and make available to consumers a secure electronic mail connection by which a consumer can request:(1) the placement of a security freeze on the consumer's consumer report under this section; or(2) the same or a new personal identification number or password under section 6(b) of this chapter. Sec. 6. (a) Not later than ten (10) business days after receiving a request for a security freeze under section 5 of this chapter, a consumer reporting agency shall issue to the consumer a written confirmation that a security freeze has been placed on the consumer's consumer report. The confirmation required by this section must include the following:(1) A unique:(A) personal identification number; or(B) password;other than the consumer's Social Security number, or any multiple digit segment of the consumer's Social Security number, to be used by the consumer to perform any of the acts described in subdivision (2).(2) Written instructions explaining how the consumer may:(A) release the consumer's consumer report to one (1) or more specified third parties;(B) temporarily lift the security freeze for a specified period; or(C) remove the security freeze.(3) Written instructions explaining how the consumer may request, using one (1) of the methods described in section 5(a) of this chapter, that the consumer reporting agency issue the same or a new personal identification number or password to the consumer if the consumer fails to retain the original personal identification number or password issued by the consumer reporting agency under subdivision (1).(b) Upon receiving a request described in subsection (a)(3), the consumer reporting agency shall issue the same or a new personal identification number or password to the requesting consumer if the consumer has provided information sufficient to identify the consumer, as specified by the consumer reporting agency in the instructions provided to the consumer under subsection (a)(3). If the consumer's request is made using the method described in section 5(a)(1) of this chapter, the consumer reporting agency shall send, by United States mail, the personal identification number or password to the consumer not later than five (5) business days after receiving the consumer's request. If the consumer's request is made using the method described in section 5(a)(2) of this chapter, the consumer reporting agency shall issue the personal identification number or password not later than:(1) subject to the exceptions set forth in sections 7(e)(2) and 9(c)(2) of this chapter, as applicable, fifteen (15) minutes after receiving the request, if the consumer reporting agency elects to issue the personal identification number or password by a secure electronic mail connection provided by the consumer reporting agency under section 5(d) of this chapter; or CID - 264817876CID - 264817876Page 10 of 11(2) five (5) business days after receiving the request, if the consumer reporting agency elects to issue the personal identification number or password by United States mail.Sec. 7. (a) Except as provided in section 10 of this chapter, if a security freeze has been placed on a consumer's consumer report, the consumer reporting agency that placed the security freeze on the consumer report shall not release the consumer's consumer report unless the consumer authorizes the consumer reporting agency to:(1) release the consumer's consumer report to one (1) or more specified third parties; or(2) temporarily lift the security freeze for a specified period.(b) A consumer who seeks to authorize the release of the consumer's consumer report under subsection (a)(1) or (a)(2) shall request the release by contacting the consumer reporting agency by any method:(1) described in section 5(a) of this chapter; or(2) developed by the consumer reporting agency under subsection (d).(c) A request by a consumer under subsection (b) must include the following:(1) Information sufficient to identify the consumer, as specified by the consumer reporting agency in the instructions provided to the consumer under section 6(a)(2) of this chapter.(2) The unique personal identification number or password assigned to the consumer under section 6(a)(1) or 6(a)(3) of this chapter.(3) If the consumer seeks to authorize the release of the consumer's consumer report under subsection (a)(1), information sufficient to identify the parties to whom the consumer report is to be released, as specified by the consumer reporting agency in the instructions provided to the consumer under section 6(a)(2) of this chapter.(4) If the consumer seeks to authorize the consumer reporting agency to temporarily lift a security freeze under subsection (a)(2), the period during which the security freeze is to be temporarily lifted.(d) Not later than January 1, 2009, a consumer reporting agency shall develop and make available to consumers secure procedures to authorize the release of a consumer's consumer report under subsection (a)(1), or to authorize the temporary lifting of a security freeze under subsection (a)(2), within fifteen (15) minutes of receiving a request under subsection (b), by any of the following methods:(1) Telephone.(2) The Internet.(3) Other electronic media, if provided by the consumer reporting agency. The procedures developed by a consumer reporting agency under this subsection must require the consumer to provide the information set forth in subsection (c).(e) A consumer reporting agency that receives a request from a consumer under this section shall comply with the request within the following time frames:(1) Not later than three (3) business days after receiving the request, if the consumer makes the request by the method described in section 5(a)(1) of this chapter.(2) Not later than fifteen (15) minutes after receiving the request, if the consumer makes the request using the method described in section 5(a)(2) of this chapter or by any method developed by the consumer reporting agency under subsection (d). However, a consumer reporting agency is not required to comply with a consumer's request within the fifteen (15) minute time frame set forth in this subdivision if:(A) the consumer does not provide one (1) or more of the items listed in subsection (c); or(B) the consumer reporting agency's ability to comply with the request within the fifteen (15) minute time frame set forth in this subdivision is prevented by any of the following:(i) An act of God, including fire, an earthquake, a hurricane, a storm, or a similar natural disaster or phenomenon.(ii) Unauthorized or illegal acts by a third party, including terrorism, sabotage, riot, vandalism, labor strikes or disputes disrupting operations, or similar occurrences.(iii) An operational interruption, including an electrical failure, an unanticipated delay in the delivery of equipment or replacement parts, computer hardware or software failures inhibiting |
