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Life Insurance Sales Representative Resu...
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Name Available: Register for Free
Title Life Insurance Sales Representative
Target Location US-DC-Washington
Email Available with paid plan
Phone Available with paid plan
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MARTINBUMIETURAYEMAIL AVAILABLEPHONE NUMBER AVAILABLELanham, MD Street Address
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.PROFESSIONAL SUMMARYAllState - Property Claims AdjusterIndianapolis, IN  02/2022 - 09/2023Cincinnati Life Insurance - Life Insurance Sales Representative Columbus, OH  03/2020 - 08/2022WORK HISTORYNegotiated claim settlements and recommended litigation when claims could not be settled. Investigate property damage or personal injury. Prepare reports for use by Claims Examiners. Compile reports of investigation findings. Scoped and photographed properties for defects and damage. Conducted comprehensive interviews of witnesses and claimants to gather facts and information.Established productive working relationships with public officials and law enforcement officers.Evaluated original investigation reports and documents to resolve secondary concerns.Visited customer locations to evaluate damage and provided cost estimates for remediation.Examined claims forms and other records to determine insurance coverage.Investigated and assessed damage to property and reviewed property damage estimates.Followed up with insured individuals regarding premium and deductibles payments.Investigated claims by reviewing policy contracts to determine claim coverage based on cause and facts of loss.Prepared sketch of floor plan and roofline and entered data into computer saver to develop line-by-line item costs of damages.Prepared comprehensive reports to negotiate purchase price and repair of properties.Sought out new clients and developed client relationships through networking, direct referrals, lead databases, and cold calling.Patiently and skillfully explained coverage options to potential policyholders, answering any questions or concerns that they mightSKILLS Settlement Determinations Reading ComprehensionBodily Injury SettlementsProficiency Claims Assessments Property Inspection Investigation DocumentationExcellent Time ManagementSkills Human Relations Skills Excellent People Skills Microsoft Word Insurance Industry Experience Interpreting Coverage Property Adjusting Active Listening Customer Experience Report and Records Review Determine Coverage Microsoft PowerPoint Investigate Property Damage Oral and Written ComprehensionMontgomery CollegeTakoma Park, MD  05/2015Information TechnologyEDUCATIONGrandview Lending - Mortgage UnderwriterIndianapolis, IN  02/2017 - 10/2020interested.Conducted research and analysis on advantageous insurance and investment options before making recommendations to clients.Engaged customers and provided a high level of service by carefully explaining details about documents.Reduced financial discrepancies by accurately resolving billing issues while processing applications and cancellations.Exceeded the company's sales goals for new policies. Responded quickly, usually within 5 minutes when customers called with questions.Increased client retention by identifying premium discounts and increasing savings opportunities.Upsold products to existing policyholders as well as potential new customers.Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.Maintained mortgage program compliance with federal agencies such as VA, FHA, and CONVENTIONAL.Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.Discussed credit reports and asset management with borrowers to foster understanding of loan processes.Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.Collaborated with loan officers and processors to obtain additional information and resolve discrepancies.Negotiated and communicated with loan officers, processors and loan applicants to reach satisfactory loan terms.Evaluated loan applications, determining creditworthiness, assessing risk and establishing loan conditions.Reviewed appraisals and title documents to verify accuracy and completeness. Compiled closing packages for drafting and presentation accuracy. Analyzed potential risks and evaluated loan products to identify suitable options for customers.Assisted customers with completing loan applications and other paperwork.Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.Negotiated loan terms and conditions with customers to secure best deal. Assessed loan portfolios for compliance with underwriting policies. Evaluated loan requests and documents to verify accuracy and completeness.Worked with processing team members to communicate errors and obtain missing information for current applications.

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