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Click here or scroll down to respond to this candidateCandidate's Name
Orange, New Jersey PHONE NUMBER AVAILABLE EMAIL AVAILABLELINKEDIN LINK AVAILABLEOVERVIEWProfessional, highly resourceful, innovative, and focused mortgage professional seeking a Career in the finance industry intending to build a long-lasting relationship with clients while seeking various growth and profitable avenues for the organization. Generate Street Address initial mortgage loan applications daily and collaborating 10-15 loan schedule for closing. Highly skilled in data analysis and government loan programs. Effective pipeline management and superb document detail.HARD SKILLSLoan closingMortgage DashboardCLUES Credit AnalysisMortgage Origination and ReviewFinancial Analysis, Marketing, and EvaluationAppraisal, Research, and DeterminationSOFT SKILLSProblem-solvingTeamworkLeadershipEmpathyMulti-taskingFlexibility and AccountabilityEXPERIENCEMay 2023 September 2023Administrative Assistant Atria Senior Living - Cranford, New JerseyAssist Community Business Director with accounts receivable functions including maintaining resident data in database systems and files, ancillary charge and monthly billing generation, aging report review, and supportive collection initiatives.Implement vendor files through accounts payable including invoice coding and data entry.Ensure the accuracy of resident information in database system and files, generate ancillary charges, review aging reports, and support collection efforts.Generate payroll reports and functions including correcting inaccurate employee reporting, as well as supporting pay period end processes.Apply human resource operations such as new hire orientation, health enrollment and plan, maintaining employee files with controlled access, and tracking of FMLA, Workers Compensation, and other programs.Facilitate month-end closures collecting financial end accruals from department representatives, and account investigation.Assist receptionist by providing phone coverage during unexpected events.Ensuring equipment and supply chain procuring community office supplies.Operate company vehicle transporting residents to social and other events.2019 - 2022Loan Review Specialist Homepoint Mortgage Ann Arbor, MIEnsured audit completion for one hundred percent accuracy reporting the quality and completeness risk findings in software applications on loan documents.Amplified the quality and completeness of the credit analysis, effectiveness of the banks risk management practices and adherence to all policies and procedures.Managed examination of loan documents submitted by underwriters pipeline averaging 40 to 50 files per month.Evaluated debt ratios and loan to value ratios, credit scores and property appraisals, ensuring the qualification and justification for all loans.Facilitated audits in accordance with industry guidelines. Strong underwriting and centralization of various loan types including FNMA/ FHLMC, VA, FHA, and Commercial loans.Maximized excellent communication and critical thinking skills, financial analysis, and technical skills developing a sound foundation of credit risk assessment. Spearheaded Supporting Activities Teams increasing report documentation for internal and external auditors and digitized special audits.2016 - 2019Funding Review Coordinator Investors Bank - Iselin, NJStreamlined Due Diligence review of correspondent mortgage loans for accuracy and completeness.Verified TRID, HMDA and Reg Z to ensure auditing requirements are met according to Bank guidelines.Amplified outflow with correspondent lenders, respond to phone or email inquiries to address questions and concerns on suspense items for missing and incorrect documents.Propelled mortgage loans for funding, create wires and send purchase advice to correspondent once file is funded MIN numbers verification using MERS online system and checklist review.Maximized Loan Origination expediting files for Loan Servicing.Increased process reports for reviewed and funded loans.2006 2013Loan Review Analyst Federal Home Loan Bank of New York - Jersey City, NJIncreased Credit/Collateral review of residential 1-4 family mortgages, cooperative loans, home equity and mixed-use residential mortgages.Consolidated and audited on-site reviews and due diligence policies.Analyzed member lending programs, quality control policies, appraisal processes, underwriting standards, and servicing policies.Escalated summary reports of on-site reviews and follow-up requests to unidentified issues.Delegated management responsibilities in meetings, presented reports and recommendations to Federal Home Loan Bank's committee for approval. |
