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Click here or scroll down to respond to this candidateCandidate's Name , MAFMStreet Address
EMAIL AVAILABLE PHONE NUMBER AVAILABLERisk Mitigation Analysis & AdjusterSummary of QualificationsInnovative and motivated Risk Manager with 5+ years of progressive experience and a prove ability to investigate, negotiate, maintaining high levels of customer satisfaction in the claims process. Seeking a challenging position to utilize my skills and contribute to the success of a dynamic insurance organization.Field Experienced Agent with Policy Review and Interpretation, Documentation and Reporting skills, and Time Management training.Master of Accounting and Financial Management (MAFM), May 2014 concentration on Certified Financial Accounting exposed to training and best practices for GAAP and sustainable success.Technical Skills: Microsoft Office Suite (Word, PowerPoint, Outlook, Excel, Access), AMB, MLCS, SharePoint, RealTrak, CMS, Encompass, Salesforce, Credco and Financial Ratios.Summary of QualificationsBalance Sheets Profit & Loss (P&L) Statements Corporate Cash Flow AnalysisProject Management Risk Hedging General Insurance ServicesMarket Risk Research Real Estate Analytics Value Review AnalysisProfessional ExperienceLow Income Investment FundAsset Manager (June/2021 to November/2023)The primary responsibility was due diligence, and on-going compliance review of multi-million assets. Credit review and relationship management for low-income affordable housing investments and charter schools. I reviewed real estate transactions to minimize risk in relation to take out financing. I was required to show strong financial analysis and excel modeling skills, effective communications skills, and the ability to thrive in a fast-paced position.Overall Duties:Reviewed proformas and financial projections for acquisition and potential development projects, including underwriting rents, operational expenses, and project costs.Prepare financial modeling to support and guide acquisition and asset management decisions.Due diligence to support financial close and investments in new development and acquisition deals.Support preparation of offering memorandum for capital partners/investors for acquisitions and new build opportunities.Perform special projects and other activities consistent with supporting the objectives of the Investment Committee.Perform construction reviews and approval of funds and resources to commercial projects. I was responsible for progression analysis, and onsite inspections of properties and vendors.Candidate's Name , MAFM EMAIL AVAILABLE PHONE NUMBER AVAILABLE Page 2Renasant Bank Marietta, GACommercial Portfolio Manager (Oct/2019 to May/2021)Managed originations of a lending profile for real estate construction by developing underwriting data analytics for the Director of Construction in both commercial and consumer side. Provide guidance for borrower repayment aptitudes and assist with approval and denial of lending consumers. Maintain direct client contact with clients, providing financial analysis to maximize profitability, and provides a valuable point reference that supports the team for future transactions. Reviewed construction progress and draw request for approval. Establish relationships with clients to facilitate efficient long-term communication and development of business bottom lines.Manage construction portfolio for 670+ commercial construction loan, with an aggregate total commitment of approximately $420MM.Help portfolio growth of 8% within the COVID environment. Development of new efficient procedures that lead to reduced lag times and negative findings. Manage Loan Officers incoming loan request and create and establish Salesforce data for underwrites and approval.Georgia Banking Company Atlanta, GAPortfolio Management (June/2016 to Oct/2019)Originated and structuring complex lending profiles for a real estate construction by developing debt to income analysis for the Chief Credit Officer to review in both commercial and consumer sectors. Analyze mortgagee repayment aptitudes and assist with approval and denial of lending consumers. Analyze the viability of proposed commercial and consumer projects while vetting third party venders. Review construction progress and draw request for approval. Establish relationships with clients to facilitate efficient long-term communication and development of business bottom lines.Originated and managed construction portfolio for 100 construction and C/P loans, with an aggregate total commitment of approximately $25 million annually.Realized portfolio growth of 20% within the department, while reducing stagnant assets by 30% within 24 months. Development of compliance procedures that lead to reduced audit findings.SunTrust Mortgage Lawrenceville, GAProject Finance Analyst (10/2013 to 2/2016)Reviewed construction costs and mortgage leverage risk; assessed risk exposure to the Lender and made decision recommendations; applied analytics of a cost matrix for the housing market and construction industry trends. Review and approve pricing cost for client projects based on scope and value; ensure consistency of construction cost, value, and collateral throughout the building process. Created training guideline manuals and led training courses on company policies and procedures.Completed several underwriting loan profiles weekly, for projects as proposed and initiated by the Lender. Reviewed the cost effects of acquisition and development to adhere to guidelines and policies. Performed revenue reconciliation and quantification for graded values on projects including origination revenue for C/P Mortgage.Nominated by executive leadership for management; participated in training in preparation for taking on a leadership role.Forecasting pricing on raw material and project cost management; successfully reduced STM cost for errors and time risk exposure by approximately 50% (approx. $200M) in 2014.Peoples Bank and Trust Buford, GAManagement Trainee (June/2006 to 11/2011)Provided financial services for community and businesses; established accounts, directed bond sales, and provided card services. Analyzed branch viability, allocated assets, and completed all operationalCandidate's Name , MAFM EMAIL AVAILABLE PHONE NUMBER AVAILABLE Page 3Continued from pg. 2and managerial operational tasks; provided all services to support customer and business bankingactivities. Performed data mining and general ledger research; ensured achievement of performance goals.Assisted the Treasury Management Department for clients, Information Security, and Internal Technology Committees with forecasting, accounting, GL/reporting and review processes and compliance activities. Assisted with negotiating leases and buyback activities.Entrusted to lead an expansion of three new branches as Assistant Branch Manager; performed marketing, cost analysis, risk analysis, and employee onboarding duties.Completed IT system and federal compliance research as well as procedural implementation training to support branch expansion initiatives.EducationKeller Graduate School of Management, Atlanta GAMaster of Accounting and Financial Management (MAFM), 5/2014Concentration in Accounting & Financial ModelingUniversity of the South, Sewanee, TNBachelor of Science (BS)Concentration in EconomicsProfessional AffiliationsMember Community Banker AssociationProfessional DevelopmentMS Excel Advanced Course Training Underwriting and Analyst Training with SunTrust Executive Management Training |
