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| | Click here or scroll down to respond to this candidateCandidate's Name
Street Address Kimbro StreetTaylor, Texas Street Address
PHONE NUMBER AVAILABLEEMAIL AVAILABLESummary of qualification*25+years Mortgage *Encompass *Empower*FNMA/FHA/USDA/VA *Bond programs *Contract to close*Accounts Receivable *Accounts Payable05/2014 Present - Uber, Lyft and DoorDash (part-time/self-employed) Driver08/2019 09/2020 - Nationwide Home Loan Finance (part-time/quarterly basis) Loan Auditor for suspended loans.*Contacted appropriate Loan Officers, Processors and Lenders as required. 08/2014 01/2018 - Mortgage AlternativesConsultant* Liaison for Management, Loan Officers and Corporate Office regarding branch operations, processing and closing projections.* Coordinated processing procedures for branch offices.* Order appraisals, title commitments and insurance information.* Approved closing instructions prior to closing.* Approved Settlement Statements for accuracy.* Tracked and prioritized shipping files per secondary commitments. 10/2013 - 4/2014 - Milestone Community BuilderClosing Coordinator / Transaction Manager*Coordinated calls with buyers, lenders and Real Estate agents on approvals and closings.*Assisted appraisers with comparable sales for new communities and new home sites.*Reviewed and approved closing documents, Settlement statements and sales contracts.*Managed delivery of collateral documents for accounting. 10/2011-5/2012 America Home Key, Inc.Loan Closer/Funder:* Prepared closing documents per investor guidelines.* Requested wires for daily funding.* Reviewed Settlement Statements, calculate applied fees and charges.* Funded and shipped files per investor requirements.* Worked with various Homeowner Associations regarding fees, rules and regulations. 3/2010-12/2010 - Sente MortgageLead Fulfillment Coordinator:* Safeguarded operational systems, processes and policies of pre-funding and post funding operations.* Ensured loans were closed properly according to investor policies.* Verified fair lending and compliance policies were followed.* Coordinated lines of communication between operations, sales and compliance.* Primary contact for Operations, Closing, Insuring, Shipping and Post-Closing. 8/2008-3/2010- IndyMac Federal Bank/One West BankREO Loan Processor/Closer:* Opened title with Foreclosure Attorneys.* Prepared closing instructions and wire instructions.* Reviewed Settlement Statements and Mortgage/Deeds for accuracy.* Executed documents pertaining to escrow and contract requirements.* Assure closing documents were delivered in a timely manner to investors.* Prepared wires and buyer signed documents were received at time of settlement. 5/1999-7/2008- DHI MortgageAssistant Closing Manager:* Warehoused the Note, Deed of Trust and other post-closing documentation.* Prepared servicing packages to ship to investor.* Prepared reports including management, monthly summaries and costs reports.* Developed and improved policies and guidelines regarding operating procedures.* Researched legal, technical and policy issues as needed per each investor. Resolution Specialist/Processor:* Communicated with buyers regarding miscalculations regarding dates and errors.* Prepared Letters of Intent per Investor purchase requirements.* Assisted with preparation for foreclosure proceedings.* Prepared Letters of Default and/or Demand Notices.* Reviewed and filed title claims along with the research for chain of title.* Prepared packages for attorneys to initiate foreclosure proceeding.* Processed and researched spreadsheets regarding fair market value of properties and balances of loans in default with regard to REO properties. Closer:* Prepared closing documents for Title Companies and Attorneys.* Audit files to ensure accuracy of documentation for closings.* Reviewed Settlement Statements to calculated fees and charges.* Successfully closed between 70-120 loans per month. Suspense Specialist/Post Closing Processor/Bond liaison:* Retrieved documentation for investors on closed loan packages.* Assisted with correspondence to buyers regarding investor coupon payments. |