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Click here or scroll down to respond to this candidateCandidate's Name
Street Address Street Address
Indianapolis, IN Street Address -1002Street Address /17/2022SCARLETH GURDIANStreet Address W KING ST LOT A41COCOA, FL 32922Dear SCARLETH GURDIAN :Pursuant to your request, attached is a copy of your Consumer Report that was requested by: DG RETAIL100 MISSION RDGGOODLETTSVILLE,TN,37072-2171The results of this report are confidential and will not be distributed to any organization other than the one that originally requested it.The report is not an indication of an acceptance or a rejection of your employment or service. If you have any questions or concerns regarding the Consumer Report or if you do not agree with the accuracy or completeness of the information, you have the right to dispute such information with Candidate's Name , Consumer Disclosure CenterPO Box 105292Atlanta, GA 30348PHONE NUMBER AVAILABLESincerely,Candidate's Name
Enclosures: Copy of Consumer ReportSummary of Your Rights under the Fair Credit Reporting Act Background ReportConfidentialSCARLETH Y GURDIANXXX-XX-XXXXCID - 230226864DG RETAIL100 MISSION RDGGOODLETTSVILLE, TN 37072-2171Caution to Customer: Under the terms of the service agreement, this report is delivered with the understanding that the recipient client will hold the same in strict confidence and not disclose it to third parties and furthermore is to be used only for the purpose indicated in the Client's agreement for service, i.e. employment/volunteer/or resident/tenant screening purposes. This report and information provided therein is strictly confidential as it contains personal and sensitive information of the consumer/applicant/candidate/employee and must be utilized solely for the business purposes consistent with the declared purpose in the service agreement and is not to be used by the client or third parties for any other purposes. Client agrees to abide and comply with all applicable laws in connection with this report including data privacy, data protection laws and other similar applicable regulations. Candidate's Name does not warrant the accuracy of the information provided by those third parties and expressly disclaims any and all liability for any and all claimed losses, damages, expenses including attorney fees and costs incurred as a result of reliance upon the content of this report.For US-based Clients or Clients obtaining reports on US residents: Client certifies that it has complied with the Fair Credit Reporting Act (FCRA) and that it has provided a clear disclosure in compliance with the FCRA to the consumer/applicant/candidate/employee and obtained consent and authorization from the consumer/applicant/candidate employee in order to receive this report. If the client intends to take adverse action based in whole or in part on the contents of this report, the client must provide the consumer with a copy of the report, a summary of consumers rights as prescribed by FCRA section 1681g(c)(3) and a copy of any applicable state law rights, if required before taking any action, wait a reasonable period of time for the consumer to dispute any inaccurate information and then can take adverse action. Candidate's Name has provided your company with copies of the CFPB Summary of Rights for this purpose.For California based Clients or Clients obtaining reports on California residents: In California an investigative consumer reporting agency shall provide a consumer seeking to obtain a copy of a report or making a request to review a file, a written notice in simple, plain English and Spanish setting forth the terms and conditions of his or her right to receive all disclosures.If you are a Candidate's Name
ConsumerPlease contact the Candidate's Name Consumer Center at: PHONE NUMBER AVAILABLE Toll Free (within the U.S.)PHONE NUMBER AVAILABLE Toll Number (outside the U.S.)Or visit http://fadv.com/our-company/contact-support.aspx for local contact details Candidate's Name Customers Please contact the CHARLOTTE EMPLOYMENT SERVICE CENTER at:PHONE NUMBER AVAILABLE (outside North America PHONE NUMBER AVAILABLE General Consumer InformationConsumer's Name SCARLETH Y GURDIAN Location Code 23459 Client Name DG RETAILThe following consumer information was used in the production of this report: Last Name, First Name, Middle Name, SSN, Date of Birth, Address SSN XXX-XX-XXXX Address 1435 W KING ST LOT A41COCOA, FL 32922Date of Birth XX/XXX/XXXXConsumer Contact PHONE NUMBER AVAILABLE Consumer AlternateContactOther NamesNot ProvidedInformation Regarding this Order:Position Applied For 432 Date Ordered 16/Jul/2022 08:00:25 PM Background CheckCompletion Date17/Jul/2022 09:24:50 AM Report Last Updatedon17/Jul/2022 09:24:50 AMDate Report Printed 17/Jul/2022 09:24:52 AMPrior Convictions Reported by the ApplicantNoneInvoice InformationLabel ValueLocation Type StoreState FLCity COCOAProcess LevelDivision 0003Region 0036District 0303All timestamps represent US Eastern TimeNote that dierent elements were searched and completed at dierent times from the start of the order- please refer to the timestamp associated with each element. Candidate's Name Background Report SummaryConsumer's Name SCARLETH Y GURDIAN Date Ordered: 16/Jul/2022 08:00:25 PM Background CheckCompletion Date:17/Jul/2022 09:24:50 AMScore Result 07/17/2022 - BASED ON YOUR CRITERIA, THE OVERALL CASE SCORE IS ELIGIBLE Package Name: REGULAR PACKET - DEVELOPING 1 NAME - PO Package Searches Ordered Status Review ScoreSocial Security Verification Complete NoSocial Security Verification Complete No PassCandidate's Name National Criminal File COCOA,BREVARD, FL Complete No EligibleFelony Including Misdemeanor Or Other Complete NoFelony Including Misdemeanor Or Other COCOA,BREVARD, FL Complete No EligibleNational Sex Offender Registry Complete NoNational Sex Offender Registry Search - Department Of Justice Web Site Complete No EligibleGlobal Sanction Search Complete NoCandidate's Name Global Sanction Search Complete No Additional Searches OrderedNONE* Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.** Further review is required by the client to determine the consumer's eligibility based on background check results. Please refer to the corresponding detailed component report section for additional information.*** This product has been blocked from delivery due to compliance related restrictions.Criminal Background Check to be completed after all other elements are completed as per customer's instructions for compliance with NYC Fair Chance Law. Social Security Number ValidationNoteThe Social Security Number Validation is a process where the SSN is confirmed as being issued by the Social Security Administration. The Social Security Number Validation also confirms that the SSN does not belong to a deceased individual. Valid SSN? Yes State Issued FLORIDADate Issued BETWEEN 2006-2006 Reported Deceased? No DisclaimerThe results of the Social Security Number Validation do not provide a verification that the Social Security Number belongs to the Consumer of this report. Back to topSocial Security Verification Status: CompleteScore: PassDate Completed: 16/Jul/2022The Social Security Number Verication (SSNV) matches the given SSN against consumer credit les contained in the databases of nationwide credit reporting agencies. The credit bureaus' consumer credit les contain information provided by companies with which the consumer has had nancial dealings and/or public record information collected by the bureaus from the courts. The SSNV does not verify that the Social Security Administration issued a specific SSN to a consumer. Social Security Verification results and Remarks returned from this search are for informational purposes and should not be relied upon as a basis for determining the eligibility of a consumer for credit, insurance, employment or any other product or service, without additional review with and clarification from the consumer. SOCIAL SECURITY VERIFICATION NAME AND ADDRESS INFORMATION OBTAINED FROM: EXPERIAN Customer Provided InformationSSN XXX-XX-XXXX DOB XX/XXX/XXXXSSN State Issued SSN Year Issued 2006Name Type Report Subject Name GURDIAN, SCARLETHAddr Type Residence Address First Date 09/01/2020 Last 09/01/2020 Address 1435 KING ST LOT 41COCOA, FL 32922Remarks and/or Social Security Alerts07/16/22: SUBJECT NAME RETURNED MATCHED WITH A DEVELOPED NAME. 07/16/22: NO ALERTS RETURNED FROM SEARCH.Order Process HistoryDate Description16/Jul/2022 08:00:26 PM Progressive Order Hold.16/Jul/2022 08:00:27 PM Search In Progress.16/Jul/2022 08:00:27 PM Record Judged.Back to topCandidate's Name National Criminal File COCOA, BREVARD, FL Status: Complete Score: EligibleDate Completed: 16/Jul/2022Record Source DATABASE SEARCHSearch Results No Record FoundSearch Type Candidate's Name National Criminal File Search Date of Search 16/Jul/2022Address Covered 1435 W KING ST LOT A41Address City Covered COCOAAddress County Covered BREVARDAddress State Covered FLAddress Zip 32922Given Name Searched SCARLETH Y GURDIANOrder Process HistoryDate Description16/Jul/2022 08:00:26 PM Progressive Order Hold.16/Jul/2022 08:06:54 PM Record Ordered.16/Jul/2022 08:09:15 PM Search In Progress.16/Jul/2022 08:09:15 PM Record Judged.Back to topFelony Including Misdemeanor Or Other COCOA, BREVARD, FL Status: Complete Score: EligibleDate Completed: 17/Jul/2022Record Source BREVARD CIRCUIT COURT-FELONYSearch Results No Record FoundSearch Type FELONY INDEX SEARCH INCLUDE MISDEMEANORS Date of Search 17/Jul/2022Search Period 07/02/2015 - 07/01/2022Address Covered 1435 W KING ST LOT A41Address City Covered COCOAAddress County Covered BREVARDAddress State Covered FLAddress Zip 32922Location 700 PARK AVENUE TITUSVILLE BREVARD COUNTY Given Name Searched SCARLETH Y GURDIANSource Status HistoryStatus Date Description16/Jul/2022 08:07:38 PM Search in progress. Estimated completion by 07/19/2022 Order Process HistoryDate Description16/Jul/2022 08:00:26 PM Progressive Order Hold.16/Jul/2022 08:06:54 PM Search In Progress.16/Jul/2022 08:06:55 PM Search In Progress.17/Jul/2022 09:24:50 AM Record Judged.Back to topNational Sex Offender Registry Search - Department Of Justice Web Site Status: Complete Score: EligibleDate Completed: 16/Jul/2022Record Source NATIONAL SEX OFFENDER REGISTRYSearch Results No Record FoundSearch Type NATIONAL SEX OFFENDER REGISTRY SEARCH-DEPT OF JUSTICE Date of Search 16/Jul/2022Search Period 07/02/2015 - 07/01/2022Given Name Searched SCARLETH Y GURDIANSource Status HistoryStatus Date Description16/Jul/2022 08:01:27 PM Search in progress. Estimated completion by 07/19/2022 Order Process HistoryDate Description16/Jul/2022 08:00:26 PM Progressive Order Hold.16/Jul/2022 08:00:27 PM Search In Progress.16/Jul/2022 08:00:29 PM Search In Progress.16/Jul/2022 08:06:53 PM Search In Progress.16/Jul/2022 08:06:53 PM Record Judged.Back to topCandidate's Name Global Sanction Search Status: Complete Date Completed: 16/Jul/2022Record Source Candidate's Name GLOBAL SANCTIONS DATABASE Search Results No Record FoundSearch Type Candidate's Name GLOBAL SANCTION SEARCH Date of Search 16/Jul/2022Search Period 07/02/2015 - 07/15/2022Location CONCOURSE PKWY ATLANTA FULTON COUNTYGiven Name Searched SCARLETH Y GURDIANSource Status HistoryStatus Date Description16/Jul/2022 08:01:27 PM Search in progress. Estimated completion by 07/19/2022 Order Process HistoryDate Description16/Jul/2022 08:00:26 PM Progressive Order Hold.16/Jul/2022 08:00:27 PM Search In Progress.16/Jul/2022 08:00:29 PM Search In Progress.16/Jul/2022 08:05:45 PM Search In Progress.16/Jul/2022 08:05:45 PM Record Judged.Para informacion en espanol, visite www.consumerfinance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, D.C. 20552. A Summary Of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies (such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552.You must be told if information in your file has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information. You have the right to know what is in your file. You may request and obtain all the information about you in the files of a consumer reporting agency (your "file disclosure"). You will be required to provide proper identification, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free file disclosure if: a person has taken adverse action against you because of information in your credit report;you are the victim of identity theft and place a fraud alert in your file; your file contains inaccurate information as a result of fraud; you are on public assistance;you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. Seewww.consumerfinance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. You have the right to dispute incomplete or inaccurate information. If you identify information in your file that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumerfinance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information. Inaccurate, incomplete or unverifiable information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has verified as accurate.Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your file is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA specifies those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumerfinance.gov/learnmore.You may limit "prescreened" offers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-5-OPTOUT (PHONE NUMBER AVAILABLE.The following FCRA right applies with respect to nationwide consumer reporting agencies: CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and financial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit.As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit file at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit file. Upon seeing a fraud alert display on a consumer's credit file, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years. A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumerfinance.gov/learnmore. States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact:TYPE OF BUSINESS: CONTACT1.a. Banks, savings associations, and credit unions with total assets of over $10 billion and theiraffiliates.b. Such affiliates that are not banks, savingsassociations, or credit unions also should list, in addition to the CFPB:a. Consumer Financial Protection Bureau1700 G Street NWWashington, DC 20552b. Federal Trade Commission: Consumer ResponseCenter - FCRAWashington, DC 20580PHONE NUMBER AVAILABLE2. To the extent not included in item 1 above:a. National banks, federal savings associations, and federal branches and federal agencies of foreignbanksb. State member banks, branches and agencies offoreign banks (other than federal branches, federal agencies, and insured state branches of foreignbanks), commercial lending companies owned orcontrolled by foreign banks, and organizationsoperating under section 25 or 25A of the Federala. Office of the Comptroller of the CurrencyCustomer Assistance Group1301 McKinney Street, Suite 3450Houston, TX 77010-9050b. Federal Reserve Consumer Help CenterP.O. Box 1200Minneapolis, MN 55480c. FDIC Consumer Response Center1100 Walnut Street, Box #11Kansas City, MO 64106Reserve Actc. Nonmember Insured Banks, Insured StateBranches of Foreign Banks, and insured statesavings associationsd. Federal Credit Unionsd. National Credit Union AdministrationOffice of Consumer Protection (OCP)Division of Consumer Compliance and Outreach(DCCO)1775 Duke StreetAlexandria, VA 223143. Air carriers Asst. General Counsel for Aviation Enforcement & ProceedingsAviation Consumer Protection DivisionDepartment of Transportation1200 New Jersey Avenue, S.E.Washington, DC 205904. Creditors Subject to Surface Transportation Board Office of Proceedings, Surface Transportation Board Department of Transportation395 E Street SWWashington, DC 204235. Creditors Subject to Packers and Stockyards Act Nearest Packers and Stockyards Administration area supervisor6. Small Business Investment Companies Associate Deputy Administrator for Capital Access United States Small Business Administration409 Third Street, SW, 8th FloorWashington, DC 205497. Brokers and Dealers Securities and Exchange Commission 100 F Street NEWashington, DC 205498. Federal Land Banks, Federal Land BankAssociations, Federal Intermediate Credit Banks, and Production Credit AssociationsFarm Credit Administration1501 Farm Credit DriveMcLean, VA 22102-50909. Retailers, Finance Companies, and All OtherCreditors Not Listed AboveFTC Regional Office for region in which the creditor operates orFederal Trade Commission: Consumer ResponseCenter - FCRAWashington, DC 20580PHONE NUMBER AVAILABLEFor Florida Residents:Florida File Freeze Information:Florida Security Freeze Notice(a) You have a right to place a "security freeze" on your consumer report, which will prohibit a consumer reporting agency from releasing any information in your consumer report without your express authorization. A security freeze must be requested in writing by certified mail to a consumer reporting agency. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent.(b) YOU SHOULD BE AWARE THAT USING A SECURITY FREEZE TO CONTROL ACCESS TO THE PERSONAL AND FINANCIAL INFORMATION IN YOUR CONSUMER REPORT MAY DELAY, INTERFERE WITH, OR PROHIBIT THE TIMELY APPROVAL OF ANY SUBSEQUENT REQUEST OR APPLICATION YOU MAKE REGARDING A NEW LOAN, CREDIT, MORTGAGE, INSURANCE, GOVERNMENT SERVICES OR PAYMENTS, RENTAL HOUSING, EMPLOYMENT, INVESTMENT, LICENSE, CELLULAR PHONE, UTILITIES, DIGITAL SIGNATURE, INTERNET CREDIT CARD TRANSACTION, OR OTHER SERVICES, INCLUDING AN EXTENSION OF CREDIT AT POINT OF SALE.(c) When you place a security freeze on your consumer report, you will be provided a personal identification number or password to use if you choose to remove the freeze on your consumer report or authorize the release of your consumer report for a designated period of time after the security freeze is in place. To provide that authorization, you must contact the consumer reporting agency and provide all of the following:1. The personal identification number or password. 2. Proper identification to verify your identity.3. Information specifying the period of time for which the report shall be made available.(d) A consumer reporting agency must authorize the release of your consumer report no later than 3 business days after receiving the above information.(e) A security freeze does not apply to a person or entity, or its affiliates, or collection agencies acting on behalf of the person or entity, with which you have an existing account, that requests information in your consumer report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements.(f) You have the right to bring a civil action against anyone, including a consumer reporting agency, who fails to comply with the provisions of s. 501.005, Florida Statutes, which governs the placing of a consumer report security freeze on your consumer report. |
