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Click here or scroll down to respond to this candidate Candidate's Name
EMAIL AVAILABLESR. UNDERWRITERExperienced Underwriter with a meticulous and analytical approach to evaluating risks and making informed decisions, as well as Quality Control. Excellent Customer service, and Team player with an ability to learn quicklyKEY SKILLSUnderwriting | Mortgage Loans | Lending | Guidelines | Auditing | Data Analysis | Credit Analysis | Credit Documents | Tax Returns | FHA Loans | State & Federal Regulations | Appraisal| Quality Control
PROFESSIONAL EXPERIENCEMGICUnderwriter III 8-2014 to 6-2023Remote position
Front line underwriter for Manual reviews, Audited & and performed thorough analysis of Appraisal & Credit Documents, tax returns, etc. In compliance with Fannie Mae, Fhlmc, Multi family, Manufactured homes, included.Completed Dodd Frank courses, Compliance and Auditing training.Mortgage Insurance Underwriting, thoroughly reviewed and qualified based Investors guidelines, Customer service driven, Lexus Nexus trainingManually Underwrote Jumbo loans to $2 Million
FIFTH THIRD MORTGAGE,
Oaklawn, IL August 2011 February 2014Sr. FHA D.E. UnderwriterApplied guidelines consistently and in compliance with all State and Federal Guidelines. Assessed the overall loan based on common sense & written guidelines. Audited & and performed thorough analysis of Appraisal & Credit Documents, tax returns, etc. In compliance with Fannie Mae, Fhlmc, FHA D.E to ensure clients qualification for Home financing
Completed Dodd Frank courses, Compliance and Auditing training. Multi family training and review. Mortgage Insurance Underwriting, thoroughly reviewed and qualified based Investors guidelines
METLIFE HOME LOANS,Mt. Prospect, IL April 2011 August 2011Sr. UnderwriterPerformed all duties in accordance with the company s State & Federal Regulations. Received Direct Endorsement to 2nd sign on FHA loans.CALIBER FUNDING,
Oakbrook, IL August 2010 January 2011Credit Manager | Sr. UnderwriterAssessed and managed credit risks to evaluate loan applications, determine creditworthiness, set credit limits. Implemented strategies to minimize financial exposure while ensuring profitable and responsible lending practices.FIFTH 3RD BANK, Chicago, IL December 2008 August 2010Sr. D.E. Underwriter Wholesale DivisionEvaluated mortgage loan applications, reviewed documentation, analyzed creditworthiness, and made informed decisions to approve or deny loans in accordance with established guidelines and regulatory requirements.FIRST MAGNUS FINANCIAL,
Oakbrook Terrace, IL August 2004 August 2007Regional Underwriting ManagerManaged 40+ staff of underwriters of wholesale mortgage loans in the multi-state Midwest region of a nationwide lender. Traveled to support 8 branches with hands on training for new hires and all new products and new company policies. Developed guidelines and policies allowed by corporate to be mandated within our Region for state specific programs and issues. Loan products include conventional FNMA/FHLMC fixed, ARM and Community Home Buyer programs, non-conforming jumbo, specialty products and government loans. FHA Direct Endorsement.Candidate's Name PHONE NUMBER AVAILABLE Page 2 Assisted loan closing and loan audit to insure proper loan documentation and follow-through of conditions via PLR and Loans set to go to bid to ensure they were cleared, and no money lost. Extensive customer contact through wholesale brokers and retail loan originators, Vendors for Core-logic, Flood data, Lender Services, etc. Proficient in automated underwri Regional underwriter loan limit to 1.5 million
ADDITIONAL RELEVANT EXPERIENCEEDUCATIONCurrently taking classes online University of Tennessee Knoxville completing Bachelor s degree Interdisciplinary
Coursework in Public AdministrationAssoc. Missouri Valley College, Marshall, MOCERTIFICATIONSCertification from Core-logic and Direct Endorsement to 2nd sign on FHA loans (Chums# available if required)TV/Radio FCC Licensed previously |
