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| | Click here or scroll down to respond to this candidateCandidate's Name
Street Address E. Estrella RdQueen Creek, AZ Street Address
PHONE NUMBER AVAILABLEEMAIL AVAILABLEProfessional Summary: I have 7 years experience as Commercial Real Estate Loan Underwriter from 2003 - 2009 and 13 years experience underwriting Auto Loans from 2010 - Present including supervisory experience reviewing lower-level underwriters applications with complex decisions, exceptions and credit & debt analysis.Pentagon Federal Credit Union: 2/22 to PresentSenior Loan Underwriter & Team Lead Auto FinanceAnalyze credit reports; determine credit worthiness, character, and capacity of borrowers to make credit decision to approve/decline auto loans.Provide guidance to lower-level underwriters with regards to decisions, counter offers, exceptions to loan amounts, terms, and stipulations.Use bank policy guidelines and personal judgmental analysis to make sophisticated credit decisions.Investigate applications for possible fraud and/or typos and incomplete or missing data.Wells Fargo Bank: 2/20 2/22Senior Loan Underwriter - Auto FinanceAnalyze credit reports; determine credit worthiness, character, and capacity of borrowers to make credit decision to approve/decline auto loans.Ally Financial 4/14 2/20Underwriter - Auto FinanceAnalyze credit reports; determine credit worthiness, character, and capacity of borrowers to make credit decision to approve/decline auto loans.Wells Fargo Bank: 12/11 4/14Consumer Loan Underwriter 3 - Supervisor- Auto FinanceReview underwriting applications from level 1&2 underwriters for exceptions for authority limits and company policies.Chase Bank: 2/10 11/11Credit Analyst - Auto FinanceReview credit reports, underwrite and decision indirect auto loan applications.EducationB.S. in Business Administration, University of Phoenix, August 2004Master of Business Administration, University of Phoenix, May 2006 |