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Click here or scroll down to respond to this candidatePage 1 of 21Order # PHONE NUMBER AVAILABLE Stanley, Revon YolandaOrder Status: Pre-Adverse Action SentOrder Result: LEVEL3USA 1 PHONE NUMBER AVAILABLEEMAIL AVAILABLEEurope PHONE NUMBER AVAILABLE Option 2Con dential Background Screening ReportPursuant to Minn. Stat. Ann. 332.70(4): The report may include information that has been expunged, sealed, or has otherwise become inaccessible to the public since the date it was collected.This report or portions of this report may have been rated or scored pursuant to criteria provided by the end-user. The rating is merely to ease the reviewer(s) review of the report and does not indicate that any employment decision has been made. Regardless of any rating applied by Sterling based on the end-user's criteria, the end-user must review all reports to conduct a case-by-case individualized analysis before making any decision. References to a speci c "Level" in the Result Column or as indicated in a Component Title are based solely on an end-user's criteria and do not refer to any label used by any sex o ender registry, government agency, or public record repository.Sterling provides the information contained in this report to End-User to be used solely for a permissible purpose as de ned in the Fair Credit Reporting Act. If the End-User intends to take adverse action based in whole or in part on the contents of this report, the End-User must provide the consumer with notices that it is taking adverse action and those notices must comply with the FCRA and state law. All information contained in this report is provided pursuant to the terms of the End-User Agreement. End-User further understands that it uses any and all information provided by Sterling at its own risk and End-User is solely liable for complying with all federal, state, and local laws. The information contained in this report is con dential and may only be accessed by authorized employees of End-User, provided to the consumer about who it relates, or provided as otherwise required by law.The scope of the criminal history search is governed by state and federal reporting restrictions and client request. Generally, records will be reported for 7 years. Due to state and federal reporting guidelines for consumer reporting agencies, records may or may not exist that may not be reported. Important DisclosuresPage 2 of 21Order InformationAccount NameDISH NETWORK - CSCAccount LocationENGLEWOOD, COBilling CodeDNSC OFFICEADMINISTRATIONCreated Date2023-10-26Completed Date2023-11-07Screening Package9A Driving, Non-Safety (UADrug), 9A Driving, Non-Safety (UA Drug) AliasAdd OnsManaged Adverse ActionCandidate InformationFirst NameRevonMiddle NameYolandaLast NameStanleyAddress10829 Cheatham TrlJacksonville, FL 32223PhonePHONE NUMBER AVAILABLEEmailEMAIL AVAILABLESearch Identi er Status ResultSSN Trace XXX-XX-8082 Complete COMPLETECounty Court Search Stanley, Revon Yolanda, FL-DUVAL Complete LEVEL1 County Court Search Walker, Revon, FL-DUVAL Complete LEVEL1 County Court Search Mcgrier, Revon Y, FL-DUVAL Complete LEVEL1 County Court Search Brier, Revon, FL-DUVAL Complete LEVEL1 County Court Search Mc, Revon, FL-DUVAL Complete LEVEL1 County Court Search Mcgrier, Revon Yolanda, FL-DUVAL Complete LEVEL1 Locator Select Stanley, Revon Yolanda Complete CLEAR Drivers RecordStanley, Revon Yolanda, FL-SXXXXXXXXXXX0Complete LEVEL3Drug & Health Test - Urine: 4 Panel(XM)Stanley, Revon Yolanda, EChain Complete LEVEL1Managed Adverse ActionStanley, Revon Yolanda, 10829 CheathamTrlPendingETA 2023-11-14Client Matrix ApplicationStanley, Revon Yolanda, Client MatrixApplicationComplete COMPLETEEnhanced Nationwide CriminalSearchStanley, Revon Yolanda Complete CLEARReport SummaryData As ProvidedSSN TraceXXX-XX-8082 COMPLETESSN XXX-XX-8082Page 3 of 21Reported DataLast Name StanleyFirst Name RevonMiddle Name YolandaThe provided social security number has returned potential matching information related to the subject of this report. This information is an investigative tool only and should not be used as the basis of any employment decision. Report requested on: 2023-10-27 Report completed on: 2023-10-27 Name Stanley, Revon YolandaSSN XXX-XX-8082Data As Provided Veri ed DataCounty Court SearchStanley, Revon Yolanda, FL-DUVAL LEVEL1 Last Name StanleyFirst Name RevonMiddleNameYolandaSSN XXX-XX-8082DOB XXXX-07-14Race UnknownGender UnknownJurisdiction FL-DUVAL (336)Report requested on: 2023-10-27Report completed on: 2023-10-27Data As Provided Veri ed DataCounty Court SearchWalker, Revon, FL-DUVAL LEVEL1 Last Name WALKERFirst Name REVONMiddleNameNot ProvidedSSN XXX-XX-8082DOB XXXX-07-14Race UnknownGender UnknownReport requested on: 2023-10-27Report completed on: 2023-10-27Page 4 of 21Jurisdiction FL-DUVAL (336)Data As Provided Veri ed DataChargesCounty Court SearchMcgrier, Revon Y, FL-DUVAL LEVEL1 Last Name MCGRIERFirst Name REVONMiddleNameYSSN XXX-XX-8082DOB XXXX-07-14Race UnknownGender UnknownJurisdiction FL-DUVAL (336)Report requested on: 2023-10-27Report completed on: 2023-11-07CaseNumber16-1999-CT-065858-AXXX-MAFile Date 1999-12-22Last Name MCGRIERFirst Name REVONMiddleNameYOLANDADOB XXXX-07-14Case Type ConvictionCase Level MisdemeanorFiled Date 1999-12-22DispositionDate1999-12-22AdditionalInfoAddress : 3923 Winton Drivejacksonville,Fl322080000,Type MisdemeanorOriginalChargeResisting O cer Without ViolenceDisposition GuiltySentence Type: CostsData As Provided Veri ed DataCounty Court SearchBrier, Revon, FL-DUVAL LEVEL1Last Name BRIERFirst Name REVONMiddleNameNot ProvidedReport requested on: 2023-10-27Report completed on: 2023-10-27Page 5 of 21SSN XXX-XX-8082DOB XXXX-07-14Race UnknownGender UnknownJurisdiction FL-DUVAL (336)Data As Provided Veri ed DataCounty Court SearchMc, Revon, FL-DUVAL LEVEL1Last Name MCFirst Name REVONMiddleNameNot ProvidedSSN XXX-XX-8082DOB XXXX-07-14Race UnknownGender UnknownJurisdiction FL-DUVAL (336)Report requested on: 2023-10-27Report completed on: 2023-10-27Data As Provided Veri ed DataCounty Court SearchMcgrier, Revon Yolanda, FL-DUVAL LEVEL1 Last Name McGrierFirst Name RevonMiddleNameYolandaSSN XXX-XX-8082DOB XXXX-07-14Race UnknownGender UnknownJurisdiction FL-DUVAL (336)Report requested on: 2023-10-27Report completed on: 2023-11-01Locator SelectStanley, Revon Yolanda CLEARPage 6 of 21Data As Provided Veri ed DataLast Name StanleyFirst Name RevonMiddleNameYolandaSSN XXX-XX-8082DOB XXXX-07-14State FLZip Code 32223LicenseNumberSXXXXXXXXXXX0LicenseStateFLIf the Search revealed any potential reportableinformation that was not up to date, primary source searches were initiated to ensure only up to dateinformation is reported.Any information from suchprimary source searches is located elsewhere in this report.Report requested on: 2023-10-27Report completed on: 2023-10-27Data As ProvidedVeri ed DataDrivers RecordStanley, Revon Yolanda, FL-SXXXXXXXXXXX0 LEVEL3 Last Name StanleyFirst Name RevonMiddle Name YolandaDOB XXXX-07-14Gender UnknownLicense Number SXXXXXXXXXXX0State FL-DEPT MOTOR VEHICLES (3424)Last Name onLicenseStanleyFirst Name onLicenseRevonMiddle Name onLicenseYolandaReport requested on: 2023-10-27 Report completed on: 2023-10-30 Page 7 of 21LicensesLicense Number
Last Name STANLEYFirst Name REVONMiddle Name YOLANDADOB XXXX-07-14Age 51Country USMiscellaneous and State-Speci c InformationDeceased: NMedicalCertificateStatus: NOT CERTIFIEDMedicalCertificateStatusRaw: N-NON-CERTIFIEDMedicalCertificateSelfCertificationType: EXCEPTED INTERSTATE MedicalCertificateSelfCertificationTypeCode: EIMiscellaneous: WITH RESPECT TO REPORTED ACCIDENTS, UNLESS THIS DOCUMENT SPECIFICALLY REPORTS FAULT, NO DETERMINATION IS MADE AS TO FAULT.Miscellaneous: 2021-01-26: VISION EXAM: PASS2007-06-28: ROAD SIGN EXAM: PASS2023-05-11: DRIVING EXAM: PASSMiscellaneous: 2021-01-26: CDL VISION EXAM: PASS2007-11-20: GENERAL KNOWLEDGE EXAM: PASS2007-11- 20: AIR BRAKES EXAM: PASS2007-11-20: COMBINED VEHICLE EXAM: PASS2008-01-08: INSPECTION EXAM: WAIVER2008-01-08: SKILLS EXAM: WAIVER2008-01-08: BASIC SKILLS EXAM: WAIVER Miscellaneous: REAL ID COMPLIANTORGAN DONORUS CITIZENRECORD APPEARS IN NATIONAL DRIVER REGISTERBLOCKED PERSONAL INFORMATIONBLOCKED FOR MAILING LISTPERSON HAS A DIGITAL IMAGEELIGIBLE TO ELECT DRIVER SCHOOL.DRIVER HAS MADE 0 ELECTIONS.VIOLATIONS COMMITTED WHILE A CDL HOLDER OR IN A CMV VEHICLE ARE NOT ELIGIBLE FOR DRIVING SCHOOL ELECTION.RECORD APPEARS IN CDLIS Miscellaneous: 2023-05-07: ADI SCHOOL COMPLT'D2023-05-08: 4-HOUR BEHIND-THE-WHEEL COURSE COMPLETEDMiscellaneous: EXPIRATION DATES IN THIS DOCUMENT MAY HAVE BEEN EXTENDED PURSUANT TO EXECUTIVEOR LEGISLATIVE ACTION OF THE ISSUING JURISDICTION RELATED TO COVID-19.PLEASE CONSULT WITH THE JURISDICTION FOR FURTHER DETAILS.License Class ELicense Status ValidOriginal IssueDate1989-10-06Issue Date 2021-01-26Expiration Date 2028-07-14Country USLicense Number SXXXXXXXXXXX0State FLLicense Type PERSONALAdditionalLicenseInformationLicenseClassDescription: REGULAR OPERATORPage 8 of 21License Class ALicense Status ExpiredIssue Date 2015-03-18Expiration Date 2020-07-16Country USLicense Number SXXXXXXXXXXX0State FLLicense Type COMMERCIALAdditionalLicenseInformationLicenseClassDescription: OVER 26,001 LBS COMB. VEHICLE & OVER 10,000 LBS. TOWED UNIT License Class AIssue Date 2018-10-26Country USLicense Number SXXXXXXXXXXX0State FLLicense Type COMMERCIALAdditionalLicenseInformationLicenseClassDescription: OVER 26,001 LBS COMB. VEHICLE & OVER 10,000 LBS. TOWED UNIT License Class EIssue Date 1992-11-03Country USLicense Number SXXXXXXXXXXX0State FLLicense Type PERSONALAdditionalLicenseInformationLicenseClassDescription: REGULAR OPERATORLicense Class EIssue Date 1997-05-21Country USLicense Number SXXXXXXXXXXX0State FLLicense Type PERSONALAdditionalLicenseLicenseClassDescription: REGULAR OPERATORPage 9 of 21InformationLicense Class EIssue Date 1997-08-13Country USLicense Number SXXXXXXXXXXX0State FLLicense Type PERSONALAdditionalLicenseInformationLicenseClassDescription: REGULAR OPERATORLicense Class EIssue Date 2023-05-11Country USLicense Number SXXXXXXXXXXX0State FLLicense Type PERSONALAdditionalLicenseInformationLicenseClassDescription: REGULAR OPERATORLicense Class EIssue Date 2023-10-03Country USLicense Number SXXXXXXXXXXX0State FLLicense Type PERSONALAdditionalLicenseInformationLicenseClassDescription: REGULAR OPERATORLicense Class ALicense Status ExpiredIssue Date 2007-11-20Expiration Date 2008-05-18Country USLicense Number SXXXXXXXXXXX0State FLLicense Type COMMERCIAL PERMITPage 10 of 21IncidentsAdditionalLicenseInformationLicenseClassDescription: COMMERCIAL LEARNER'S PERMIT License Class IDLicense Status ExpiredIssue Date 2020-07-16Expiration Date 2021-01-26Country USLicense Number SXXXXXXXXXXX0State FLLicense Type IDENTIFICATIONAdditionalLicenseInformationLicenseClassDescription: IDLicense Class IDIssue Date 2000-09-19Country USLicense Number SXXXXXXXXXXX0State FLLicense Type IDENTIFICATIONAdditionalLicenseInformationLicenseClassDescription: IDIssue Date 1999-02-04Country USLicense Number SXXXXXXXXXXX0State FLConviction Date 2018-10-26Points 3Violation Date 2018-08-19Description NO/IMPROPER CHILD RESTRAINT DEVICEDisposition VIOLViolation Codes ACDCODE:F02AdditionalViolation DetailsAVDCode: EB01AVD2: EB01StateCode: 404Page 11 of 21StateDesc: NO/IMPROPER CHILD RESTRAINT DEVICEStatePoints: 3Docket: AA1JE5EVehicleCode: NonCommercialStateAbbrev: FLStateFull: FLORIDAIncident DescSmall: NO/IMPROPER CHILD RESTRAINT DEVICE Key: FLA03NO/IMPROPER CHILD RESTRAINT DEVICEDisposition: 404Commercial: NPostedDate: 2018-10-30Conviction Date 2021-01-20Points 3Violation Date 2018-10-23Description DRIVE WHILE LIC CANC/REV/SUSPDisposition VIOLViolation Codes ACDCODE:B26AdditionalViolation DetailsAVDCode: DB09AVD2: DB09StateCode: 613StateDesc: DRIVE WHILE LIC CANC/REV/SUSPStatePoints: 3Docket: AA22P4EVehicleCode: NonCommercialStateAbbrev: FLStateFull: FLORIDAIncident DescSmall: DRIVE WHILE LIC CANC/REV/SUSPKey: FLA03DRIV WHILE LIC CANC/REV/SUSPDisposition: 609Commercial: NPostedDate: 2021-01-29Conviction Date 2021-01-20Points 3Violation Date 2018-10-23Description FAIL YIELD TO EMERGENCY/AUTH VEHDisposition VIOLViolation Codes ACDCODE:N04AdditionalViolation DetailsAVDCode: MC04AVD2: MC04StateCode: 511StateDesc: FAIL YIELD TO EMERGENCY/AUTH VEHStatePoints: 3Docket: AA22P5EVehicleCode: NonCommercialStateAbbrev: FLStateFull: FLORIDAIncident DescSmall: FAIL YIELD TO EMERGENCY/AUTH VEH Key: FLA03FAIL YIELD TO EMERGENCY/AUTH VEHDisposition: 511Commercial: NPostedDate: 2021-01-29Page 12 of 21Conviction Date 2021-01-20Points 3Violation Date 2018-10-25Description DRIVE WHILE LIC CANC/REV/SUSPDisposition VIOLViolation Codes ACDCODE:B26AdditionalViolation DetailsAVDCode: DB09AVD2: DB09StateCode: 613StateDesc: DRIVE WHILE LIC CANC/REV/SUSPStatePoints: 3Docket: AA21MOEVehicleCode: NonCommercialStateAbbrev: FLStateFull: FLORIDAIncident DescSmall: DRIVE WHILE LIC CANC/REV/SUSPKey: FLA03DRIV WHILE LIC CANC/REV/SUSPDisposition: 609Commercial: NPostedDate: 2021-01-29Conviction Date 2019-09-26Points 4Violation Date 2019-09-09Description FAILURE TO OBSERVE STOP SIGNDisposition VIOLViolation Codes ACDCODE:M17AdditionalViolation DetailsAVDCode: MA17AVD2: MA17StateCode: 537StateDesc: FAILURE TO OBSERVE STOP SIGNStatePoints: 4Docket: ABNC7YEVehicleCode: NonCommercialStateAbbrev: FLStateFull: FLORIDAIncident DescSmall: FAILURE TO OBSERVE STOP SIGNKey: FLA03FAILURE TO OBSERVE STOP SIGNDisposition: 537Commercial: NPostedDate: 2019-09-30Points 0Violation Date 2018-10-25Description ** ACCIDENT **Disposition ACCDAdditionalViolation DetailsAVDCode: AA01AVD2: AA01Page 13 of 21StateDesc: ** ACCIDENT **Docket: 87499472StateAbbrev: FLStateFull: FLORIDAIncident DescSmall: ** ACCIDENT **Key: FLA01** ACCIDENT **Additional: INVESTIGATED BY POLICEPoints 0Violation Date 2019-09-09Description ** ACCIDENT **Disposition ACCDAdditionalViolation DetailsAVDCode: AA01AVD2: AA01StateDesc: ** ACCIDENT **Docket: 89264835StateAbbrev: FLStateFull: FLORIDAIncident DescSmall: ** ACCIDENT **Key: FLA01** ACCIDENT **Additional: INVESTIGATED BY POLICEViolation Date 2020-07-16Description CANCELLATION OF LICENSE/IDDisposition CANCELLATIONAdditionalViolation DetailsAVDCode: DB64AVD2: UE08StateAbbrev: FLStateFull: FLORIDAIncident DescSmall: CANCELLATION OF LICENSE/IDAdditional: CANCELLATION OF LICENSE/IDPostedDate: 2021-01-26SuspFlag: NActionEndDate: 2021-01-26Length: INDEFINITEMailDate: 2020-07-16Violation Date 2021-02-25Description 12 POINTS WITHIN 12 MONTHSDisposition SUSPENSIONViolation Codes ACDCODE:W01AdditionalViolation DetailsAVDCode: UH19AVD2: UH24StateDesc: 12 POINTS WITHIN 12 MONTHSStateAbbrev: FLStateFull: FLORIDAIncident DescSmall: 12 POINTS WITHIN 12 MONTHSKey: FLA0212 POINTS WITHIN 12 MONTHSAdditional: SUSPENSION IS A RESULT OF VIOLATION NUMBERS 12, 16, 18, 19 PostedDate: 2021-01-29SuspFlag: YActionEndDate: 2023-05-11ClearDate: 2021-03-27Page 14 of 21Length: 30 DAYSMailDate: 2021-02-05Violation Date 2021-05-26Description FAILURE TO COMPLETE 3 IN 3 REQUIREMENTS Disposition CANCELLATIONAdditionalViolation DetailsAVDCode: DB64AVD2: UH06StateDesc: FAILURE TO COMPLETE 3 IN 3 REQUIREMENTS StateAbbrev: FLStateFull: FLORIDAIncident DescSmall: FAILTO COMPLETE 3 IN 3 REQUIREMENTS Key: FLA02FAILURE TO COMPLETE 3 IN 3 REQUIREMENTSAdditional: CANCELLATION OF LICENSE/IDPostedDate: 2021-01-29SuspFlag: NActionEndDate: 2023-05-11Length: INDEFINITEMailDate: 2021-02-05Violation Date 2022-03-17Description CANCELLATION OF LICENSE/IDDisposition CANCELLATIONAdditionalViolation DetailsAVDCode: DB64AVD2: UE08StateAbbrev: FLStateFull: FLORIDAIncident DescSmall: CANCELLATION OF LICENSE/IDAdditional: CANCELLATION OF LICENSE/IDPostedDate: 2022-03-17SuspFlag: NActionEndDate: 2023-05-11Length: INDEFINITEMailDate: 2022-03-17Data As ProvidedVeri ed DataDrug & Health Test - Urine: 4 Panel (XM)Stanley, Revon Yolanda, EChain LEVEL1 Last Name StanleyFirst Name RevonMiddle Name YolandaChain of Custody EChainTest Type DHS40001-Urine: 4 Panel (XM) (7825)Report requested on: 2023-10-27 Report completed on: 2023-10-31 Page 15 of 21Lab Name LabcorpRequest Form ID PHONE NUMBER AVAILABLESUBJECTID XXXXX8082Collected 2023-10-30Received 2023-10-31Reported 2023-10-31Specimen PHONE NUMBER AVAILABLETest Reason Pre-EmploymentMRO ResultsNegativeA Negative result refers to a specimen with no confirmed presence of any substance tested. PHENCYCLIDINE: NEGATIVECOCAINE: NEGATIVEAMPHETAMINES: NEGATIVEOPIATES: NEGATIVEThe laboratory analysis for Amphetamines includes screening for Amphetamines as well as Methamphetamines; consequently, a negative result for Amphetamines represents a negative result for both Amphetamines and Methamphetamines.COMMENTS:MEDICAL REVIEW OFFICER: Dr Philip A Lopez18241 Daybreak Dr.Boca Raton, FL 33496Phone: PHONE NUMBER AVAILABLELab DetailsRegulation: Non-DOTLab Account: 717923Collector:Collection Site: Jacksonville-Philips Hwy9143 Philips Hwy Ste 495Jacksonville, FL 32256PHONE NUMBER AVAILABLE Ext:Data As Provided Veri ed DataManaged Adverse ActionStanley, Revon Yolanda, 10829 Cheatham Trl ETA 2023-11-14 Page 16 of 21Last Name StanleyFirst Name RevonMiddleNameYolandaStreetAddress10829 Cheatham TrlCity JacksonvilleState FLZip Code 32223Signature HRThe results of this request are still pending completion. Expected completion date: 2023-11-14Data As Provided Veri ed DataClient Matrix ApplicationStanley, Revon Yolanda, Client Matrix Application COMPLETE Last Name StanleyFirst Name RevonMiddleNameYolandaReport requested on: 2023-10-27Report completed on: 2023-10-27Data As Provided Veri ed DataEnhanced Nationwide Criminal SearchStanley, Revon Yolanda CLEAR Last Name StanleyFirst Name RevonMiddleNameYolandaSSN XXX-XX-8082DOB XXXX-07-14Race UnknownGender UnknownThe Enhanced Nationwide search is a national database, made up of various state and local sources. It does not cover every US jurisdiction. The veri ed results can be found under the header of the appropriate jurisdiction on this report.Report requested on: 2023-10-27Report completed on: 2023-10-27Page 17 of 21Para informacin en espaol, visite www.consumer nance.gov/learnmore o escribe a la Consumer Financial Protection Bureau, 1700 G Street N.W., Washington, DC 20552. A Summary of Your Rights Under the Fair Credit Reporting Act The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the les of consumer reporting agencies. There are many types of consumer reporting agencies, including credit bureaus and specialty agencies(such as agencies that sell information about check writing histories, medical records, and rental history records). Here is a summary of your major rights under the FCRA. For more information, including information about additional rights, go to www.consumer nance.gov/learnmore or write to: Consumer Financial Protection Bureau, 1700 G Street NW, Washington, DC 20552. You must be told if information in your le has been used against you. Anyone who uses a credit report or another type of consumer report to deny your application for credit, insurance, or employment - or to take another adverse action against you - must tell you, and must give you the name, address, and phone number of the agency that provided the information.You have the right to know what is in your le. You may request and obtain all the information about you in the les of a consumer reporting agency (your " le disclosure"). You will be required to provide proper identi cation, which may include your Social Security number. In many cases, the disclosure will be free. You are entitled to a free le disclosure if: a person has taken adverse action against you because of information in your credit report; you are the victim of identity theft and place a fraud alert in your le; your le contains inaccurate information as a result of fraud; you are on public assistance; you are unemployed but expect to apply for employment within 60 days. In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. See www.consumer nance.gov/learnmore for additional information. You have the right to ask for a credit score. Credit scores are numerical summaries of your credit-worthiness based on information from credit bureaus. You may request a credit score from consumer reporting agencies that create scores or distribute scores used in residential real property loans, but you will have to pay for Required NoticesPage 18 of 21it. In some mortgage transactions, you will receive credit score information for free from the mortgage lender. You have the right to dispute incomplete or inaccurate information. If you identify information in your le that is incomplete or inaccurate, and report it to the consumer reporting agency, the agency must investigate unless your dispute is frivolous. See www.consumer nance.gov/learnmore for an explanation of dispute procedures. Consumer reporting agencies must correct or delete inaccurate, incomplete, or unveri able information. Inaccurate, incomplete or unveri able information must be removed or corrected, usually within 30 days. However, a consumer reporting agency may continue to report information it has veri ed as accurate. Consumer reporting agencies may not report outdated negative information. In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old. Access to your le is limited. A consumer reporting agency may provide information about you only to people with a valid need -- usually to consider an application with a creditor, insurer, employer, landlord, or other business. The FCRA speci es those with a valid need for access. You must give your consent for reports to be provided to employers. A consumer reporting agency may not give out information about you to your employer, or a potential employer, without your written consent given to the employer. Written consent generally is not required in the trucking industry. For more information, go to www.consumer nance.gov/learnmore. You may limit "prescreened" o ers of credit and insurance you get based on information in your credit report. Unsolicited "prescreened" o ers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these o ers are based on. You may opt-out with the nationwide credit bureaus at PHONE NUMBER AVAILABLE The following FCRA right applies with respect to nationwide consumer reporting agencies:CONSUMERS HAVE THE RIGHT TO OBTAIN A SECURITY FREEZE You have a right to place a "security freeze" on your credit report, which will prohibit a consumer reporting agency from releasing information in your credit report without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, you should be aware that using a security freeze to take control over who gets access to the personal and nancial information in your credit report may delay, interfere with, or prohibit the timely approval of any subsequent request or application you make regarding a new loan, credit, mortgage, or any other account involving the extension of credit.Page 19 of 21As an alternative to a security freeze, you have the right to place an initial or extended fraud alert on your credit le at no cost. An initial fraud alert is a 1-year alert that is placed on a consumer's credit le. Upon seeing a fraud alert display on a consumer's credit le, a business is required to take steps to verify the consumer's identity before extending new credit. If you are a victim of identity theft, you are entitled to an extended fraud alert, which is a fraud alert lasting 7 years. A security freeze does not apply to a person or entity, or its a liates, or collection agencies acting on behalf of the person or entity, with which you have an existing account that requests information in your credit report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements. You may seek damages from violators. If a consumer reporting agency, or, in some cases, a user of consumer reports or a furnisher of information to a consumer reporting agency violates the FCRA, you may be able to sue in state or federal court. Identity theft victims and active duty military personnel have additional rights. For more information, visit www.consumer nance.gov/learnmore. States may enforce the FCRA, and many states have their own consumer reporting laws. In some cases, you may have more rights under state law. For more information, contact your state or local consumer protection agency or your state Attorney General. For information about your federal rights, contact: TYPE OF BUSINESS: CONTACT:1.a. Banks, savings associations, and creditunions with total assets of over $10 billion andtheir a liatesb. Such a liates that are not banks, savingsassociations, or credit unions also should list, in addition to the CFPB:a. Consumer Financial Protection Bureau1700 G Street NWWashington, DC 20552b. Federal Trade CommissionConsumer Response Center600 Pennsylvania Avenue NWWashington, DC 20580PHONE NUMBER AVAILABLE2. To the extent not included in item 1 above:a. National banks, federal savings associations,and federal branches and federal agencies offoreign banksb. State member banks, branches and agenciesof foreign banks (other than federal branches,federal agencies, and Insured State Branches ofForeign Banks), commercial lending companiesowned or controlled by foreign banks, andorganizations operating under section 25 or 25Aof the Federal Reserve Act.c. Nonmember Insured Banks, Insured StateBranches of Foreign Banks, and insured statea. O ce of the Comptroller of the CurrencyCustomer Assistance GroupP.O. Box 53570Houston, TX 77052b. Federal Reserve Consumer Help CenterP.O. Box 1200Minneapolis, MN 55480c. Division of Depositor and Consumer ProtectionNational Center for Consumer and DepositorAssistanceFederal Deposit Insurance Corporation1100 Walnut Street, Box #11Kansas City, MO 64106Page 20 of 21savings associationsd. Federal Credit Unionsd. National Credit Union AdministrationO ce of Consumer Financial Protection1775 Duke StreetAlexandria, VA 223143. Air carriers Assistant General Counsel for O ce of Aviation ProtectionDepartment of Transportation1200 New Jersey Avenue SEWashington, DC 205904. Creditors Subject to the Surface Transportation BoardO ce of Public Assistance, Governmental A airs,and ComplianceSurface Transportation Board395 E Street SWWashington, DC 204235. Creditors Subject to the Packers andStockyards Act, 1921Nearest Packers and Stockyards Division RegionalO ce6. Small Business Investment Companies Associate Administrator, O ce of Capital Access United States Small Business Administration409 Third Street SW, Suite 8200Washington, DC 204167. Brokers and Dealers Securities and Exchange Commission 100 F Street NEWashington, DC 205498. Institutions that are members of the FarmCreditSystemFarm Credit Administration1501 Farm Credit DriveMcLean, VA 22102-50909. Retailers, Finance Companies, and All OtherCreditors Not Listed AboveFederal Trade CommissionConsumer Response Center600 Pennsylvania Avenue NWWashington, DC 20580PHONE NUMBER AVAILABLEFlorida Consumers Have the Right to Obtain a Security Freeze You have the right to place a ?security freeze? on your consumer report, which will prohibit a consumer reporting agency from releasing any information in your consumer report without your express authorization. A security freeze must be requested in writing by certi ed mail to a consumer reporting agency. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent.YOU SHOULD BE AWARE THAT USING A SECURITY FREEZE TO CONTROL ACCESS TO THE PERSONAL AND FINANCIAL INFORMATION IN YOUR CONSUMER REPORT MAY DELAY, INTERFERE WITH, OR PROHIBIT THE TIMELY APPROVAL OF ANY SUBSEQUENT REQUEST OR APPLICATION YOU MAKE REGARDING A NEW LOAN, CREDIT, MORTGAGE, INSURANCE, GOVERNMENT SERVICES OR PAYMENTS, RENTAL HOUSING, EMPLOYMENT, INVESTMENT, LICENSE, CELLULAR PHONE, Page 21 of 21UTILITIES, DIGITAL SIGNATURE, INTERNET CREDIT CARD TRANSACTION, OR OTHER SERVICES, INCLUDING AN EXTENSION OF |
