| | | 20,000+ Fresh Resumes Monthly | |
|
|
| |
Click here or scroll down to respond to this candidateCandidate's Name
Street Address
PROFESSIONAL SUMMARYMortgage Underwriter: 14 years recent underwriting experience. Includes FHA automated and manual underwriting. Other loan programs include USDA RD, FNMA, Freddie MAC, Florida bond, and HELOC.Compliance Manager: train and audit loan processors, funding and closing team. Insured compliance with regulations including Bank Secrecy Act, Anti-Money Laundering, OFAC, USA Patriot Act, RESPA and Community Reinvestment Act.SKILLS:Balance Sheet ExpertiseRisk Management AssessmentFinancial Transaction ExpertiseSuperior Organization SkillsExceptional Attention to DetailSuperior Time ManagementDu- Lp, Gus, Microsoft Word, Excel/OutlookTyping Speed 80-110 WpmGreat Phone EtiquetteConfidentialityEXPERIENCEBell Bank MortgageSenior Mortgage Underwriter 03/2017-07/17/2023 (MN & Relocation to FL 06/2021)Analyzed financial documentation including self-employed borrower 1065 and 1120, K-1s.Determined liquidity coverage and shortfall. Evaluate layered risk.Underwrite conventional, FHA, bond, and USDA RD loan. Run AUS findings or manually underwrite based on program guidelines.Reviewed appraisals and addressed all issues applicable to HUD/FHA requirements.Verified condo projects are approved per Fannie Mae and or HUD.Responded to HUD and investor audits and trained processors and advised junior underwriters.Wells Fargo Home Mortgage Minneapolis, MNSenior Team Lead Mortgage Underwriter 04/2009-07/2016Manually reviewed credit, income, and asset documentation.Analyzed 3-4 loans per day.Trained team members and audited FHA test cases.Improved turn times with team members by developing efficient loan review.Candidate's Name
Page 2 of 2MILA- wholesale lending- Minneapolis, MNBusiness Development Manager- Midwest Region 11/2006-10/2007Trained banks and team members and mortgage brokers by conducting product seminars.Negotiated loan pricing and audit loan transactions.National City Mortgage- Minneapolis, MNBranch Compliance Officer 12/2002-11/2006Supervised loan processors, loan funders and closers.Conducted annual performance reviews and established goals.Managed workflow of closers, loan funders, and processors.Reviewed closing packages pre-fund auditsLiaison with corporate officers and title agents/ attorneys. Assessing random review of E&O issues to resolve in a timely manner.Trained team members to comply with RESPA and all Stare and Federal lending laws.EDUCATIONUniversity of Minnesota- bachelors degree- BusinessAWARDS AND ACKNOWLEDGEMENTSDE- Chums ID |
