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Click here or scroll down to respond to this candidateCandidate's Name
Mortgage Loan ProcessorPalm Bay, Florida, United StatesPHONE NUMBER AVAILABLEEMAIL AVAILABLEWORK EXPERIENCEDecember 2017-May 2022Mortgage Loan ProcessorSourcepointMelbourne, Florida, United StatesResponsible for processing IRRL, FHA and full documentation re-finances for Freedom Mortgage. Advised the borrower of documents needed for underwriting and sole point of contact with borrower throughout refinance process. After the file was initially originated, processed the file from set up until the loan closed. and worked closely with the loan officer, underwriter and closer. Primary duties: processed loan in Lakewood system, collect and upload documents, calculating incomesetting up escrows, verifying employment, scheduling closing. Other duties were to perform initial loan set-up duties in system to prepare the loan for processing. Continuously strived to give excellent customer satisfaction to exceed monthly goals.July 2015-December 2017Sales AssociateComfort Experts USA, IncMelbourne, Florida, United StatesResponsible for inbound and outbound calls to potential customers to schedule air conditioning maintenance and estimates on new systems and repairs. Explain to the customers the comprehensive benefits and details of the service and value. Required to meet minimum sales objectives weekly. Consistently met quota and bonus. October 2013-May 2015Mortgage Loan ProcessorISGNMelbourne, Florida, United StatesResponsible for processing re-finances for Nationstar Mortgage. Advised the borrower of documents needed for underwriting and sole point of contact with borrower throughout refinance process. After the file was initially originated, processed the file from set up until the loan closed. and worked closely with the loan officer, underwriter and closer. Primary duties: processed loan in TMO system, declining files sending 5 day letter notices of incompletecollect and upload documents, calculating incomesetting up escrows, verifying employment, scheduling closing. Other duties were to perform initial loan set-up duties in system to prepare the loan for processingApril 2013-August 2013Mortgage Loan ProcessorSunTrust MortgageOrlando, Florida, United StatesResponsible for processing re-finances for SunTrust customers. Advised the borrower of documents needed to submit the file to Underwriting and sole point of contact with the borrower throughout the entire process, from initial setup to closing the loan. Other duties are: calculating income setting up escrowsobtaining from the customer underwriting conditions and documents to obtain final approval from the underwriter verifying borrowers employmentsending ten day notices of incompletescheduling closingworking with the loan officer, underwriter, and closer as needed to assist in closing the loan. February 2007-February 2013FHA UnderwriterJP Morgan ChaseMelbourne, Florida, United StatesResponsible for underwriting loans and following a waterfall to determine outcome of a modification decision. Calculate income and use Agent Desktop to determine a workout decision. Relay necessary information to Customer Assistant Specialists to obtain all documents necessary to render a decision. Analyze and interpret income documentation, bank statements, tax returns and financial statements to calculate data related to modification applications. EDUCATION1995-2000Bachelor of Science degreeUniversity of Central FloridaOrlando, Florida, United States1/95 to 8/00University of Central Florida, Orlando, Florida Bachelor of Science Degree, Business Administration, Graduated Magna Cum Laude NMLS Licensed #1648470 Mortgage Loan Originator Business AdministrationSKILLSClosing FHA Loans Mortgage Underwriting Mortgage Loan Processor Closer Loan Processor Tax Returns Financial Statements Scheduling Maintenance Quota Sales Associate Sales Objectives Outbound Calls Accounting Inbound and Outbound AIR Conditioning Documentation CERTIFICATIONSNMLS Licensed #1648470 Mortgage Loan OriginatorHONORS & AWARDSBachelor of Science Degree, Business Administration, Graduated Magna Cum Laude Beta Gamma Sigma and Golden Key National Honor Societies, University of Central Florida LANGUAGESEnglish - Fluent |
