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Click here or scroll down to respond to this candidateCandidate's Name
Bordentown, NJ Street Address PHONE NUMBER AVAILABLE EMAIL AVAILABLEEducationFranklin K. Lane High SchoolGraduated June Street Address
ExperienceRidgewood Savings Bank Queens, NYOctober 2011 presentMortgage UnderwriterReview broker files for commitment approvalCheck to make sure file meets Fannie Mae guidelinesCalculate incomeClear files for closing departmentVerify all requested documents are received to send to bank attorneys for closingRevised commitments and revised loan estimatesContact brokers and borrowers for documentationReview Appraisals for Accuracy, Calculate monthly Hazard Insurance, Monthly TaxesReview Property Reports for HELOCs & HRLsDecember 2007 October 2011Senior Mortgage ProcessorSONYMA loans/Affordable housing loans/Adjustable, bi-weekly and fixed loansReviewing loan estimatesCalculating insurance and taxesCommitment disclosures mailed to borrower and brokerDecember 2006 December 2007Mortgage ProcessorReview retail filesAsking for signed documents for approvalOrder appraisalsEnter data on computerOrder credit report/Order underwriting findingsSend out conditional commitmentsDecember 2005 December 2006Senior Mortgage CloserSet up files for closing attorneysPrepare documents requestedPrepare funds requested for closingSend closing documents to attorneysCreate escrow account for loansJanuary 2003 December 2005Mortgage CloserReviewing signed notes and mortgage documents for accuracyCheck closing documents are acceptable and accurate for items requestedMaking sure checks and amounts are correct and payable to correct personsPay flood fees to flood companySkillsProficient in Microsoft OfficeKnowledge of SONYMA, Fannie Mae, Home Equity Lines of Credit, Home Resource Loans, Education Loans and Personal LoansKnowledge of Conventional, Jumbo, Wholesale, HELOC, HRL, HMDA, LOS/MortgageBot, PMIStrong organizational skills, adapts and learns quickly and team player |
