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Click here or scroll down to respond to this candidate7695 Selwick Dr.Parma, OH Street Address
Candidate's Name PHONE NUMBER AVAILABLEObjective: To obtain a challenging and rewarding position within the bank, which will allow me to apply my experience and further develop my analytical skills and knowledge within Key.Prior Work Experience:J.P. Morgan ChaseUnderwriter II:12/2016 PresentResidential mortgage underwritingKeycorp, Brooklyn, OhioSenior Commercial Underwriter: 08/05-PresentAnalyze CORE Financial criteria including financial statements, tax returns, industry research and trend analysis to determine repayment ability.Underwrite commercial term loans, mortgages, lines of credit, letters of credit and SBA loans based on Bank credit standards and communicate decision to sales force. Decision specialized lending with non profit organization (churches, agriculture, homeowners association, unions, etc)Evaluate applicant's credit needs, financial strength and other background information to determine if request for credit is an acceptable risk.Assess industry risk, quality of management, market position and overall business climate to estimate future profitability of business.Interpret cash flow, balance sheet, income statements, and tax returns (both personal and business) to determine credit worthiness.Use credit data and financial statements to determine the degree of risk involved in extending credit or lending money.06/01/2000-2005 Small Business Express CenterJunior Underwriter evaluate credit, review requests less than 50,000Started training on financials5/11/99-2000 Small Business Express Center -- Loan SpecialistUnderwrite Small Business Express loans, according to scores and credit policyInput small business loans, using dedicated credit softwarePerform Business name searchesPrepare Loan DocumentsExtension Customer Contact through Express Help LineTrain Employees on Loan input & system awarenessArchive loan processKeycorp, Brooklyn, Ohio5/11/98-05/11/99 Small Business Service Center - File ClerkPerformed duties as file clerk for entire Small Business Department, including traditional underwriting and express center filingsInput small business loans, for traditional underwriting team, using dedicated credit softwarePerformed UCC searches using Lexis NexisContinually worked to organize and refine Small Business filing process10/15/97-05/10/98 Kellys Temps - File Clerk12/01/92-09/11/96 Ponderosa Steak HouseIn store TrainerEducation:2000 Tri C English class1996 Tri-C Math classes & medical terminology1991-1995Midpark High School - DiplomaSystems Experience:Experience with all Small Business Systems including:Credit DeskSB2 Credit Decision SoftwareLexis NexisHoganALSCL3 |
