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Click here or scroll down to respond to this candidateCandidate's Name
PHONE NUMBER AVAILABLENaperville, IL Street Address
EMAIL AVAILABLEDedicated Mortgage Underwriting ExpertUtilizing exceptional leadership, organizational skills, excellent oral and written communication, interpersonal, analytical, and problem resolution skills. Performing successful full document review including manual underwriting. Ensuring all policies and guidelines are followed. Thrive in both independent and collaborative work environments with creative talents and commitment to excellence and efficiency exceeding goals in both production and quality.Key Strengths
10+ years of Underwriting experience including possessing DE CHUMS designation, 5+ years of Management experience, experience with Encompass, IVault, Customer Assist, LexisNexis, Microsoft Excel, Word, PowerPoint and Outlook. Underwriting experience with multiple types of loans including Jumbo, FHA Full Doc, FHA Streamline, Conventional, Business Lines of Credit, HELOCs and HELOANs.
Work ExperienceLakeview Loan Servicing, LLCSenior Underwriter (FHA DE-CHUMS KD16) April 2021 to August 1, 2022 Specialized Underwriting with a focus on FHA Full Doc, FHA Streamline Refinances, Conventional Loans and HELOANs Worked productively in a deadline driven atmosphere by making decisions on 80-100loans per month and averaged touches of 12+ per day including resubs Experience with DU and LP automated underwriting systems. Possesses a thorough knowledge of conventional and private investor loan programs and demonstrates an understanding of the primary and alternative documentation requirements for obtaining underwriting approval. Thorough knowledge of real estate lending practices, including federal regulatory requirements, state regulations, FNMA/FHLMC guidelinesMr. CooperSenior Underwriter II (FHA DE-CHUMS KD16) October 2020 to April 2021 Specialized Underwriting with a focus on Streamline Refinances for FHA Loans Underwrote approximately 250 FHA Streamlines per month including resubsFinance of America Commercial, LLCSenior Underwriter December 2019 to October 2020 Independently underwrite and approve Commercial Business Lines of Credit up to $1,000,000. Reviewed and analyzed application data and financial information received from customers. Worked productively in a deadline driven atmosphere by making decisions on 60-80loans per month.
Utilized effective communication skills to collaborate with account executives andclient relationship specialists, in order to deliver solutions to resolve complexissues and provide a high quality of service for our clienteleClearly documents the detail and requirements of loan decisions, including conditions to close.JPMorgan Chase Private BankTeam Lead Underwriter June 2012 to December 2019 7+ years relevant experience with Non QM/Jumbo loans supporting High Net Worth/Ultra High Net Worth customers for the JPMorgan Private Bank, with residential/consuming lending limits in the $35MM+ aggregate range as approved by Credit Risk Management with personal approval authority up to $2MM Worked productively in a deadline driven atmosphere by making decisions on 20-26Jumbo loans per month including new files, extensions and updates. Including doing the most complex Underwrites on the team which also included special Underwrites for new products Effectively trained and mentored new and experienced Underwriters in all facets of the position. Helped manage a team of approximately 10 Underwriters Ability to communicate with multiple business partners within the organization including Processors, Closers, Funders, Quality Control, Mortgage Advisors and Credit Executives Accumulated experience doing loans all over the country including doing CO-OP,PUD, SFR, Investment, Land, Condominiums, Site Condominiums and Condotel properties;including doing loans for a 1031 Exchange.EducationMBA in Management North Central College - Naperville, IL -July 2014BS in Finance Southern Illinois University at Carbondale - Carbondale, IL -December 1999 |
