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Click here or scroll down to respond to this candidateCandidate's Name
Voorhees, NJ Street Address PHONE NUMBER AVAILABLEEMAIL AVAILABLE http://LINKEDIN LINK AVAILABLEDedicated business professional with extensive experience in the home loan industry. Highly skilled atproblem resolution, Time management and ensuring risk reductions. Excellent communication andinterpersonal skills with bilingual fluency in English and Spanish. Proficient in Microsoft Encompass, Core,LIS, Calyx, LQB, Octane, Loan Prospector, Lending Pad and Lexis Nexis. Areas of Key EmphasisKnowledge of RESPA and MDIA regulations. AUS experience. Credit & Income Analysis Marketing & Sales Strategy Knowledge of A FHA & VA Regulations Closing & Funding Paper High volume productivity Lead GenerationFNMA/FHLMC/FHA/ FHA DE Certified VA programs Client Counseling Fraud DetectionSignature AchievementsCollaborated with sales managers and loan officers to review and restructure loan programs to ensureaccuracy and efficiency during loan processes.Researched and developed local grant programs for First Time Home Buyers to augment Wells FargoHome Mortgage product offerings.Recipient of Simple Path award for implementing new rollout to simplify process betweenfulfillment partners. Provide quality credit risk decisioning at 99% accuracy rate.Professional Experience8/2020-3/2022Underwriter III Cardinal Financial Perform analytical analysis of credit risk documents and due diligence fraud review of creditdocuments. Communicate credit decisions with sales team, operational departments, and third-partyvendors Assist client partners with credit scenario reviews and credit structuring. Communicate alldecisions with sales partners and aid with closing coordination. Clear conditions for the clear toclose. Assist with sales development and growth in market area.Account Manager Arc Home Loans, Mt Laurel, NJ 5/2019 -7/2020 Perform review of all credit risk documents and fraud review. Assist client partners with creditscenario reviews and credit structuring. Communicate all decisions with sales partners and aidwith closing coordination. Clear conditions for the clear to close. Assist with sales developmentand growth in market area. Coordinate with Title Agencies and review Title policies.Consumer Loan Underwriter 2 Wells Fargo Home Mortgage, Philadelphia, PA 4/2012 2/2018Performed analytical analysis of credit risk documents and due diligence fraud review of creditdocuments.Communicated credit decisions with sales team, operational departments, and third-party vendors.Served as Specialty Bond Team Leader.Key Accomplishments:Served as Special Project Manager for resolution of Aged Bond loan deficiencies with 95% purchaseresolution with investor.Successfully trained mortgage processors and sales staff and provided support in areas ofguidance, guidelines, specialty bond changes, and monthly closings.Served as Subject Matter Expert for Specialty Bond and CRA products.Recipient Customer Service Awards for 2003, 2004, 2013, 2014, 2015, and 2016.Promoted from Specialty Bond Processing Team Lead to Project Manager to Consumer LoanUnderwriter 2.Education and Credentials - Bachelor of Arts in Spanish, concentration in BusinessRider University, Lawrenceville, NJAlternative Teaching Certificate Camden County College, Turnersville, NJHispanic Studies DegreeUniversidad Complutense, Madrid, Spain |
