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Click here or scroll down to respond to this candidate Candidate's Name
P: (Street Address ) 806-0384 | E: EMAIL AVAILABLE I https://LINKEDIN LINK AVAILABLE
EXECUTIVE SUMMARY
A subject matter expert with more than 20 years of experience and demonstrated real estate expertise working with leading
organizations including Wells Fargo Home Mortgage, Caliber Home Loans, Chase and Nationstar Mortgage. Loan Lending
Authority with FNMA, FHLMC as well as NON-QM up to $3,000,000. Highly skilled with Federal & State Lending policies,
Credit, Asset, Income, Title, Appraisal, Insurance, property and condominium review processes and requirements.
CAREER HIGHLIGHTS
Closed 10 Loans as a Loan officer with WFHM in a month without processor or outside assistance.
Top Producer in September and November 2014 for JP Morgan Chase Underwriters.
Chairperson for the Citizens Budget Advisory Board for the City of Palm Bay 2018 through 2020.
Board Member Citizens Budget Advisory Board for the City of Palm Bay.
AREAS OF EXPERTISE
FNMA & FHLMC NON-QM Mortgages HOA/Condominium Assoc.
Personal & Business Returns 1-4 Unit Appraisal Reports Title Commitments
Credit Report Review Bank Statements HO3/HO6/HOA Master Ins.
Investment Properties Performance Improvement Communication Skills
PROFESSIONAL EXPERIENCE
Caliber Home Loans | Remote/Palm Bay, FL June 2020 July 2022
Consumer Loan Underwriter
Lending Authority to $3,000,000 for Non-QM Mortgages.
Lending authority for FNMA and FHLMC.
40+ units per month / Top Producer in April 2021 (quality is a considered in ranking);
transferred to South Florida team because of expertise with business for self-borrowers, condos, and complex files;
WFHM | Melbourne/Palm Bay, FL November 2018 June 2020
Loan Consultant
Met SLA and production requirements.
Supported two Bank Branches.
Closed 10 loan in a month without processor or assistance.
WFHM | Orlando, FL July 2016 October 2018
Consumer Loan Underwriter III
Met SLA, quality and production requirements.
Lending authority with FNMA and FHLMC.
Digital Risk | Maitland, FL June 2015 June 2016
Senior Underwriter
Credit Authority to $750,000 Investor Only Program.
Wingspan Portfolio Advisors | Melbourne, FL May 2014 June 2015
Senior Underwriter
Top Producer in September and November 2014;
Rank 7th in Production amongst JP Morgan Chase Underwriters;
Zero errors for March, April, May and June 2015;
Closed an Average of 20 to 30 files per month managing a pipeline of 50 to 60 files;
EDUCATION
Enrolled in Eastern Florida State University, Palm Bay, FL.
Florida Real Estate Broker Licensure 1998 I DBPR, Tallahasse, FL.
CERTIFICATIONS
NMLSR ID 1493438;
RESUME: Candidate's Name
SELF DEVELOPMENT
Federal SAFE Pre-Licensure Education Compliance Course - Completed May 2016;
COMPUTER SKILLS
Proficient in Microsoft Suite products (including Word, Excel, PowerPoint, Teams, OneNote, and Outlook);
Encompass and other LOS;
MEMBERSHIPS & AFFILIATIONS
Rotary Club of Palm Bay Member;
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