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Anderson, IN Cell: PHONE NUMBER AVAILABLE EMAIL AVAILABLEProfessional SummaryEnthusiastic Manager and dedicated employee with high integrity, strong work ethic and great leadership skills. Skilled at producing results in fast paced environments by adapting and implementing innovative strategies. Motivated and skilled employee with accurate and efficient delivery of time-sensitive risk informationSkillsCorrespondent ChannelSecondary MarketCredit ReviewIncome/Asset ReviewSelf- sufficientManager/SupervisorConstruction LendingEncompass experienceCash handling expertise RetailTop Performing TellerFHA loan process backgroundJumbo LoansCreative problem solverExceptional communication skillsMS Windows proficientDU / LP / GUS / Indiana HousingCustomer service-orientedDeadline & Detailed OrientedMulti-TaskingEmployee schedulingBalance Closing Statement-post closingWork HistoryWindermere Animal Hospital - 9/2021 to present- ReceptionistDuties: Customer Service, Answer phones, check patients in and out, set appointments, balance cash drawer, filing, recheck patients after appointments, order medications.Homepoint Financial - 9/2020 - 6/2021High Diligence Reviewer - Level IIDuties: Review submitted loan file data and documents, Review and data capture of initial and revised disclosures for timing and tolerance variances. Analyze loan files to ensure all calculations and related documents. Analyzing credit documents such as mortgage application, credit history, income documents, title documents, appraisals, and all compliance documents. Review, credit, and property evaluations to ensure the borrower has met qualification guidelines. Analyze copies of loan documentation, personal and business financial statements, and any other financial information as needed to support loan decisions. Evaluate debt ratios, loan to value ratios and credit.Rowland Title Company, Inc - 9/2019 - 3/20/2020Closing Department/Shipping/ Final Documents / Commitment ReviewDuties: Ensure all Lender Closing Packages are shipped out daily to the Investor. Upload all closing documents to each file. Electronically upload Mortgages and Deeds for recordings. Once recorded I ship the Mortgage to the Lender and other necessary documents to borrowers. I also am in charge of making bank deposits and drop off and Fed Ex or UPS packages that need to be delivered to the Lender the next day.Freedom Mortgage, Real Estate Financing- Fishers, INDocument Specialist II - 8/2018 - July 2019Duties: Work directly with the Transfer Coordinator who is in charge of setting up purchasing pools of Mortgage Loans from multiple banks. Images are sent in by copying them to Hard Drive, Thumb Drive or DVD/CD. All media is password protected. I check in the media received and create a path the images can be downloaded to by our IT department for an Analysis to be complete to validate if the images are legible.Caliber Home Loans, Inc.- Anderson, INMortgage Loan Processor, 06/2014 - 06/2018Process and review credit and assets for loan files. Run DU and LP findings for approval. Types of loans worked on: Indiana Housing with Down Payment pAssistance and/or MCC, USDA, and running GUS for approvals, FHA, VA, Conventional loans. I have also processed new and existing Manufactured homes, and New Construction Loans.Other duties: I have ordered appraisals and title work on loans, reviewed underwriter conditional approvals to obtain conditions from borrowers to prepare files for closing. I have also requested closing documents from the closing department for loan closing.First Merchants Bank, NA- Daleville, INPost Production Manager and Construction Lending07/1998 to 11/2013Mortgage Post Production Manager and Construction Loan Manager with 23 years of experience in the banking and mortgage industry. Particular expertise in the Mortgage/Banking field with selling mortgages to the Secondary Market. Can work under pressure with constricted delivery expiration dates to fund our loans in a timely manner.Managed a staff of 8, and prepared annual evaluations. To incorporate a cost-effective electronic delivery solution for the office, I helped implement the process of delivering files electronically to the investor secure website for prompt delivery of secure files. This saved the office money and time without the use of paper, and overnight delivery fees.EducationHigh School Diploma: June 1987Anderson High School- Anderson, INAdditional Skills25 plus years of Microsoft Office (Excel & Word).Experience with Loan Prospector, Desktop Underwriter, Fannie Mae, Freddie Mac, FHA Connection, VA, and Freddie Mac Delivery System.Management Training & Certification Courses within Corporation.Construction Loans for newly built homesTop Performing Teller in BankingOutstanding Customer Service Award in RetailProfessional and Personal References are attached for your reviewReferences:Tracie MarlingBusiness Reference: First Merchants BankCell: PHONE NUMBER AVAILABLEWork :PHONE NUMBER AVAILABLEEmail: tmarling@firstmerchantsKathleen MarableBusiness Reference : Homepoint ReferenceRecently Retired - ManagerCell Phone: PHONE NUMBER AVAILABLEEmail: EMAIL AVAILABLECrystal EverhartBusiness Reference: Homepoint ManagerCell Phone: PHONE NUMBER AVAILABLEEmail: EMAIL AVAILABLETeresa GeigerPersonal ReferenceCell & Work; PHONE NUMBER AVAILABLEEmail: EMAIL AVAILABLE |