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Click here or scroll down to respond to this candidateCandidate's Name
Street Address Oak Ridge TrailShakopee, MN Street Address
PHONE NUMBER AVAILABLEEMAIL AVAILABLECareer Objective: To continue to advance my underwriting industry knowledge. Desires many challenges and responsibilities with the opportunity for advancement. Aspiring to become an important asset to the company by utilizing my diverse background and commitment to excellence.Education: Bachelor of Science, St. Cloud State University, MN (1999)Major: FinanceAssociate of Arts, North Hennepin Community College, MN (1996)Associate of Applied Science, North Hennepin Community College, MN (1995)Major: Finance ManagementQualifications:Results-driven, innovative individualExcels in problem solving and issue resolutionAccomplished leader, mentor, and team playerDemonstrated ability to multi-taskAdept in rapidly changing environmentsExcellent presentation and communication skillsComputer proficient in Microsoft products and other major applicationsEmployment:2015--2017 Freedom MortgageMt. Laurel, NJUnderwriter (Remote)Evaluates risk and performs credit analysis on mortgage loansApproves, declines, suspends/returns, or provides counter-offers on mortgage loan submissionsGathers information from customers and partners to make appropriate decisions and explains the rationale behind credit determinationsMentors new underwriters on proper procedures and provides signature authorityResolves issues with clients that have a high net worthUnderwrote Conforming and FHA loans with $636,150 signing authority using Edge for Retail and Wholesale loansEmployment:2014-2014 RadianRichardfield, MNUnderwriterEvaluates risk and performs credit analysis on mortgage loansApproves, declines, suspends/returns, or provides counter-offers on mortgage loan submissionsUnderwrote Conforming with $417,000 signing authority using Net OxygenGathers information from customers and partners to make appropriate3 month contractEmployment:2008-2014 Wells Fargo Home MortgageSt Louis Park, MNUnderwriter IIIReviews, analyzes, approves, and underwrites large, unusual, or complex residential mortgage applications within company and industry guidelinesEvaluates risk and performs credit analysis on mortgage loansApproves, declines, suspends/returns, or provides counter-offers on mortgage loan submissionsGathers information from customers and partners to make appropriate decisions and explains the rationale behind credit determinationsMentors new underwriters on proper procedures and provides signature authorityResolves issues with clients that have a high net worthUnderwrote Conforming and FHA loans with $729,250 signing authority using LIS for Retail and Wholesale loansCountrywide Bank, FSB2001-2008 Wayzata, MNSenior UnderwriterPerformed credit and collateral quality analysis to make underwriting decisionsNegotiated rates and pricing with clientsIdentified, examined and reported fraudulent loan informationImplemented department process enhancementsMentored co-workers regarding systems, policies and proceduresUnderwrote Conforming, Non-Conforming & Rural Housing loans with $1,000,000 signing authority for Wholesale loansMenards Inc.1990-2002Brooklyn Park, MNSales AssociateManaged inventory controlSupervised department remodels and plan-o-gram completionResolved guest inquiriesActed as knowledgeable resource for product distribution throughout the storeMentored new employees in multiple service departmentsReferences: Available upon request |
