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Click here or scroll down to respond to this candidate12011 Rosshire Dr. Evansville, IN Ph: PHONE NUMBER AVAILABLE Email: EMAIL AVAILABLE
SUMMARY OF QUALIFICATIONS
h More than 20 years of experience in the banking and mortgage industries.
h Highly organized and enthusiastic; able to prioritize effectively and reach sales goals under pressure.
h Strong communicator who possesses the ability to develop and grow relationships with internal and external customers.
h Mature and reliable; demonstrate a willingness to assume new responsibilities, increase knowledge of the industry and adapt skills to meet changes in management needs.
FINANCIAL INDUSTRY EXPERIENCE
OLD NATIONAL BANK JULY 2012 V CURRENT
CLOSING PROCESSOR II
h Receive file from Processor for closing
h Review Title Company Commitment, clear necessary judgments, mortgage paid with proceeds, vesting
h Verify Property Tax and Homeowners Insurance are paid current
h Send closing instructions to Title Company for preliminary HUD
h Review Preliminary HUD, balance and approve HUD
h Prepare loan closing documents, sent to Title Company for closing
MIDWEST FAMILY LENDING SEPTEMBER 2010-MAY 2012
MORTGAGE LOAN PROCESSOR URBANDALE, IA
h Process application income and asset documentation from loan officers.
h Review DU findings and match income and asset documents for the required approval findings.
h Initiate appropriate order of VOE and VOD.
h Order Title Commitment/Abstracting and necessary payoff information.
h Request appraisal from approved AMC Company.
h Verify all documentation has been obtained and submit file to underwriting.
h Upload file to specified Lender for underwriting.
h Clear underwriting conditions to obtain final approval.
VERIDIAN CREDIT UNION, JANUARY 2007-AUGUST 2009
REAL ESTATE LOAN OFFICER ANKENY, IA
h Initiated discussions with members to determine the pros and cons of refinancing their mortgage.
h Generated sales by establishing strong professional relationships with various referral sources.
h Analyzed applications to determine level of risk; pricing; and obstacles for approval.
h Evaluated Title and Appraisal Reports to meet specific investor guidelines.
h Arbitrated with lender and applicants to overcome barriers for final approval.
O Closing loan volume through June 2009 $27.5 million.
O Average 17 loans closed per month.
Candidate's Name Page 2
MIDWEST FAMILY LENDING, OCTOBER 2002 - JANUARY 2007
LOAN ORIGINATOR WEST DES MOINES, IOWA
h Counseled clients regarding the benefits of refinancing their mortgage.
h Generated new business by establishing strong professional relationships with various lending institutions.
h Analyzed loan application to determine level of risk; appropriate pricing; and conditions for approval.
h Evaluated Title and Appraisal Reports to assure loan files met specific investor guidelines.
h Facilitated interaction between lender and applicant to resolve obstacles for final approval. Initiated final closing date using local agents
WELLS FARGO FINANCIAL CONSUMER DIRECT, MAY 2000 V OCTOBER 2002
LOAN ORIGINATOR WEST DES MOINES, IOWA
h Recommended Wells Fargo Financial products to qualified customers; assisted branch mangers in successful acquisition of multiple product lines from these customers.
h Evaluated and analyzed customer profile, pricing, profitability, and adherence to Wells Fargo Financial credit policy.
h Trained new employees in telephone etiquette and customer service for centralized telemarketing and call center, servicing our nationwide direct mail program.
o Named employee of the month April 2000, after achieving highest loan volume and unit sales out of 28 loan officers.
o Ranked 1st three out of four months in 2000 for achieving over $1 million in loan volume.
BRENTON BANK, MAY 1999 V MAY 2000
PERSONAL BANKER JOHNSTON, IOWA
h Generated loan and deposit volume to achieve monthly sales goals.
h Exceeded monthly sales goals while displaying a high level of customer service.
h Pre-underwrote and closed various loan products; made referrals to and cross-sold other lines of business.
o Member of the Top 10 List of Lenders for all Brenton Banks in Iowa for 2 out 4 months.
FIRST UNION HOME EQUITY BANK, FEBRUARY 1997 V MAY 1999
CLOSER, PROCESSOR, ORGINATOR WEST DES MOINES, IOWA
h Developed relationships with brokers, bankers, home improvement dealers, and financial advisors to establish new mortgage loan business and maintain existing business referral sources.
h Facilitated presentations, pre-underwrote potential mortgage loans, uncovered customer needs and prepared the loan package that best applied.
h Processed and closed loans with precision and accuracy; collected documentation to complete submission package.
h Performed in-house appraisals; participated in trade shows and conferences, and analyzed the pipeline report to maximize sales volume.
BANKERS TRUST COMPANY, APRIL 1987 V FEBRUARY 1997
CONSUMER BANKER DES MOINES, IOWA
h Responsible for ensuring customer service needs were met and relationships strengthened through excellent communication while aggressively building new relationships.
h Opened checking, savings, certificate of deposits and individual retirement accounts.
h Underwrote, approved and closed a variety of loans up to $50,000 including car, home equity, lines of credit, bridge and small business loans.
o Consistently exceeded monthly sales goals and received recognition as top lender in 1994.
Candidate's Name Page 3
Additional Work Experience
Bandana s BBQ 2010 V 2012
h Exhibited Professional Bartending and Food Service abilities
h Cleared background check for Opening Manager Position (temp/training position)
h Performed checklist for all opening procedures before unlocking doors for business
h Checked food temps on all hot and cold items throughout the day for freshness
h Counted and balanced 3 cash drawers on a daily basis along with made change for other servers
The Grille at The Pointe 1998
h Provided upscale food service with emphasis on wine presentation
Urbandale Golf and Country Club 1994
h Professional Bartending, Food Service and Banquet Service (6 years of service)
Chi Chi s Mexican Restaurant 1988
h Exhibited Professional Bartending and Food Server abilities
Dot Drug Store 1986
h Merchandiser and Cashier for Wal-Mart affiliate
Hy-Vee Food Store 1984
h Customer Service and Cashier positions |
