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Zonal Credit Manager- EML Location: IN-Mumbai Jobcode: 64fecf054aaee0c950cd07d2 Email Job
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Specific Responsibilities
Underwriting of SME (EML) Team Management Driving optimal use of the Loan Origination System and Loan Management system Maintain Credit TAT Manage Credit Underwriting as per policy. Monitor Delinquency and NPA to budgeted levels for the product. Manage Credit Cost as per approved budgets. Give feedback to Credit Policy based on experience of underwriting. Data Slicing/ Analysis and publishing of the reports PDD monitoring Industry Analysis
Key Performance Indicators
TAT Portfolio Quality Quality of Appraisal Cost Management Implementation of Processes Team Management
Experience Credit Underwriting Experience of minimum 8-10 yrs
Technical Competencies
Positive, pro-business attitude Excellent Analytical skills Communication and Presentation skills Product knowledge Ability to understand asset type and its viability Ability to read and understand legal and technical reports and valuations related to properties financed by the company
Personal Attributes
Formal Qualification
Presentation Skills Communication Skills Analytical Skills Sincere Liasoning skills Chartered Accountant / MBA (Finance- Full time ) Mandatory
What is mandatory & Desirable Good communication skills Good Financial Analysis Skill Knowledge of Computer Applications
Internal Sales, Credit Underwriting team, HR, Admin, IT External Customers, Agencies
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